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Old 12-30-2024, 07:48 AM  
HemiEd HemiEd is offline
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Auto Insurance driving surveillance
Do you have a program on your phone?

We used to have a program, drivewise, with our old company, that was supposed to give us an annual 10% discount, but it seldom worked consequently we didn't receive the discount most of the time.

However, our new insurance company has one called Intellidrive that is incredibly accurate and rates each trip in five categories. Hard Braking, Acceleration, High Speed, Time of Day and Distraction.

I personally think it is great as if someone is on their phone, it will log it.

One time I pushed the button to decline an incoming call while driving and it caught it. Yesterday, I hadn't had the Challenger out for a couple months and blew the cobbs out leaving a stop light and it caught it.

I know this is a slippery slope, but I can see some benefits reducing the people constantly on their phone while driving. That problem is out of hand and in my opinion, something needs to be done.

What say you?
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Old 12-30-2024, 08:55 AM   #31
Imon Yourside Imon Yourside is offline
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Originally Posted by KCUnited View Post
I decline it as an option since I drive like a maniac and it would probably cost me more in premiums
Same lolz
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Old 12-30-2024, 08:56 AM   #32
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I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"
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Old 12-30-2024, 08:57 AM   #33
Deberg_1990 Deberg_1990 is offline
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Quote:
Originally Posted by HemiEd View Post
It also got me for hard braking when avoiding hitting a deer.
If this type of stuff brings down your rating, they should have a way for the customer to dispute it as being legit and necessary.
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Originally Posted by Cassel's Reckoning:

Matt once made a very nice play in Seattle where he spun away from a pass rusher and hit Bowe off his back foot for a first down.

One of the best plays Matt has ever made.
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Old 12-30-2024, 08:58 AM   #34
HemiEd HemiEd is offline
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Originally Posted by TLO View Post
I use the one through State Farm. Saves me about $100 bucks a month.
Our new one is with Travelers and I got full coverage on all vehicles for less than liability only with Allstate.
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Old 12-30-2024, 08:58 AM   #35
stevieray stevieray is offline
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Originally Posted by HemiEd View Post
That is what I am hoping it will disprove, but we shall see. Our insurance company is exposed to a potential accident less than 50% of the average annual mileage.

So far it has me graded as an excellent driver. I did find it humorous that one day it got me for hard acceleration in the Prius on eco mode. It also got me for hard braking when avoiding hitting a deer.

But in 84 days and 1803 miles (a trip to Texas) I have only had 4 events.

I can see the benefit if there were ever an accident proving who was at fault possibly.
No way I'm hooking that up to my Elco.

No fun in that.
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Old 12-30-2024, 09:00 AM   #36
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Quote:
Originally Posted by Frazod View Post
I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"
Dash

Cam
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Old 12-30-2024, 09:00 AM   #37
ptlyon ptlyon is offline
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Quote:
Originally Posted by Frazod View Post
I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"
Ya, the more you post, the more obvious you are the common denomination in these events
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Old 12-30-2024, 09:01 AM   #38
HemiEd HemiEd is offline
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Originally Posted by Deberg_1990 View Post
If this type of stuff brings down your rating, they should have a way for the customer to dispute it as being legit and necessary.
I agree and have all four events documented. Hopefully when renewal time comes we can discuss it.

I have been racking my brain trying to come up with some excuse for hammering the Challenger yesterday until I grinned. I did let off at 60, the speed limit though.
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Old 12-30-2024, 09:03 AM   #39
Frazod Frazod is offline
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Quote:
Originally Posted by notorious View Post
Dash

Cam
Wouldn't have done any good in that situation since all the action was behind me.

Quote:
Originally Posted by ptlyon View Post
Ya, the more you post, the more obvious you are the common denomination in these events
Yes, I can say that every ticket I've ever received has involved me.
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Old 12-30-2024, 09:05 AM   #40
crayzkirk crayzkirk is offline
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I installed Farmers app on my phone. Supposedly, there's a chance at a reward each month. It requires power saver to be off or the phone puts it to sleep. Simple solution is to not take the phone with you when you are blowing the cobwebs out of your car.

I'm old and only drive 5mph over the speed limit so I get passed everywhere I go.

Can someone explain to me the need to drive 90 in a 70?
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Old 12-30-2024, 09:06 AM   #41
Deberg_1990 Deberg_1990 is offline
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Originally Posted by HemiEd View Post

I have been racking my brain trying to come up with some excuse for hammering the Challenger yesterday until I grinned. I did let off at 60, the speed limit though.
Well sometimes that is necessary! 😊
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Originally Posted by Cassel's Reckoning:

Matt once made a very nice play in Seattle where he spun away from a pass rusher and hit Bowe off his back foot for a first down.

One of the best plays Matt has ever made.
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Old 12-30-2024, 09:08 AM   #42
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I don't drive like a maniac anymore, but I still drive fast and fairly aggressive. Hell, up here nobody pays any attention to the speed limit anymore, anywhere. Half an hour ago I was doing 75-80 on the interstate in a 60 zone and getting passed. People who actually drive the speed limit are more likely to cause accidents in this environment.
I used to fly up and down 290 in Chicago as the wasn't enough shoulder space for a cop to safely pull anyone over and if they tried it would cause gridlock so they didn't even bother
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Old 12-30-2024, 09:09 AM   #43
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Old 12-30-2024, 09:19 AM   #44
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Maybe you shouldn't do that lol
Maybe they need to adjust their monitoring system so I’m not punished for properly stopping the vehicle at an intersection without slamming my brakes on. Btw, this only seems to happen when I work in other states. In Florida the lights seem to stay yellow much longer than other places up north.
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Old 12-30-2024, 09:23 AM   #45
Frazod Frazod is offline
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I installed Farmers app on my phone. Supposedly, there's a chance at a reward each month. It requires power saver to be off or the phone puts it to sleep. Simple solution is to not take the phone with you when you are blowing the cobwebs out of your car.

I'm old and only drive 5mph over the speed limit so I get passed everywhere I go.

Can someone explain to me the need to drive 90 in a 70?
We've got shit to do!
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