Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Register FAQDonate Members List Calendar

Reply
 
Thread Tools Display Modes
Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $-1643101
Investing megathread extravaganza

A place to talk about investing stuff.

Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 53,117
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
    Reply With Quote
Old 09-29-2022, 01:17 PM   #12976
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $-442449
VARSITY

via GIPHY

__________________
Active fan of the greatest team in NFL history.
Posts: 145,230
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 09-29-2022, 01:27 PM   #12977
chiefforlife chiefforlife is offline
Colorado Chief Fan
 
chiefforlife's Avatar
 

Join Date: Feb 2006
Casino cash: $5493147
Quote:
Originally Posted by Rain Man View Post
Right!

This thread disappeared with our money...
Posts: 5,717
chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.chiefforlife is blessed with 50/50 Hindsight.
    Reply With Quote
Old 09-29-2022, 01:52 PM   #12978
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $-700000
I'm getting ready to get long with a bunch of long term call options. So many beaten into the ground stocks.

Yes, I know they can get cheaper but things are getting really valuable.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"


Posts: 54,909
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
    Reply With Quote
Old 09-30-2022, 10:27 PM   #12979
Titty Meat Titty Meat is offline
Inmem 2.0
 
Titty Meat's Avatar
 

Join Date: Aug 2007
Location: My house
Casino cash: $-982442
I got a job offer that's going to pay me more than I've ever made in my life (I'm a few years from 40 so I guess it's about time) I figure I'll have about 10-15k I want to invest my first year. Is that a good amount? Where should I begin?
Posts: 78,085
Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.Titty Meat is obviously part of the inner Circle.
    Reply With Quote
Old 09-30-2022, 10:53 PM   #12980
Hog's Gone Fishin Hog's Gone Fishin is offline
Fish are scared of me
 
Hog's Gone Fishin's Avatar
 

Join Date: Nov 2001
Casino cash: $-1419523
Quote:
Originally Posted by Titty Meat View Post
I got a job offer that's going to pay me more than I've ever made in my life (I'm a few years from 40 so I guess it's about time) I figure I'll have about 10-15k I want to invest my first year. Is that a good amount? Where should I begin?
Real Estate, buy you a rental. Best thing I ever did.

Oh wait, you probably rent , Buy your own home , get a fixer upper , live there for a year while you get it fixed up and then move to another house and rent that one out. that's how I did my first three.
Posts: 40,645
Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.
    Reply With Quote
Old 10-01-2022, 03:39 AM   #12981
threebag threebag is offline
Snacks Are Under My Apron
 
threebag's Avatar
 

Join Date: Jan 2006
Location: The Edge
Casino cash: $-872380
Quote:
Originally Posted by Titty Meat View Post
I got a job offer that's going to pay me more than I've ever made in my life (I'm a few years from 40 so I guess it's about time) I figure I'll have about 10-15k I want to invest my first year. Is that a good amount? Where should I begin?
Vehicle, chicks and other party favors
__________________
Smells like Up Dog in here.


RIP HayWire Greatest Almost Mod Ever
Posts: 26,139
threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.threebag is obviously part of the inner Circle.
Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 10-01-2022, 06:44 AM   #12982
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $-1355266
Quote:
Originally Posted by Titty Meat View Post
I got a job offer that's going to pay me more than I've ever made in my life (I'm a few years from 40 so I guess it's about time) I figure I'll have about 10-15k I want to invest my first year. Is that a good amount? Where should I begin?
First thing build a savings account that has 6 months worth of bills. Keep it in cash. This is your in case shit money. In case shit happens. Find the highest interest rate savings account you can.

The job will likely offer you a 401K. Hopefully with a ROTH option. If they don’t or it is a traditional 401K, start a self directed ROTH IRA.

Max out ROTH investment. If it is a 401K with a ROTH option I believe the max is 20,500. If you have To use a ROTH IRA the maximum is 6,000. If you can max out the Roth investment then put the rest (or max out) a traditional 401K or traditional IRA.

In those funds, either buy a S&P index fund or a Target Dated Retirement Fund.

Do those things first.

Operate the cheapest reliable vehicle, preferably paid for with cash (**** car payments).

I honestly don’t know whether to tell you to buy a home in this lending/real estate environment. I’d lean no, especially if you currently have no retirement savings.

Congrats man. Make that money.
Posts: 59,928
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
Thumbs Up 3 Thumbs Down 0     Reply With Quote
Old 10-01-2022, 07:24 AM   #12983
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-1348100
Quote:
Originally Posted by Titty Meat View Post
I got a job offer that's going to pay me more than I've ever made in my life (I'm a few years from 40 so I guess it's about time) I figure I'll have about 10-15k I want to invest my first year. Is that a good amount? Where should I begin?
First, congrats to you. 2nd, are you planning on taking this job then?

Buehler is spot on so the only thing I'll add is that you should be saving at minimum 10% of your salary for retirement but 20% is preferable, especially if you're behind on retirement savings.

But first you need an emergency fund like mentioned and you also need to be saving for a new car, so it's ok to start on the lower end of the retirement savings spectrum, but once those are accomplished you'll need to ramp up your amount. With every raise, add 1-2% to your retirement savings percentage.
Posts: 46,296
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 10-01-2022, 09:26 AM   #12984
Hog's Gone Fishin Hog's Gone Fishin is offline
Fish are scared of me
 
Hog's Gone Fishin's Avatar
 

Join Date: Nov 2001
Casino cash: $-1419523
Now you can afford Monkeypox vaccine
Posts: 40,645
Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.
    Reply With Quote
Old 10-01-2022, 11:18 AM   #12985
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-1348100
You know what’s going to be nice?

When I’m not paying $800/month for preschool next year!!!
Posts: 46,296
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 10-01-2022, 01:21 PM   #12986
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $-442449
VARSITY
Quote:
Originally Posted by lewdog View Post
You know what’s going to be nice?

When I’m not paying $800/month for preschool next year!!!
Wow, I thought you were older than that.
__________________
Active fan of the greatest team in NFL history.
Posts: 145,230
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
Thumbs Up 2 Thumbs Down 0     Reply With Quote
Old 10-01-2022, 02:15 PM   #12987
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-1348100
Quote:
Originally Posted by Rain Man View Post
Wow, I thought you were older than that.
Posts: 46,296
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 10-06-2022, 07:13 AM   #12988
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-1348100
We are currently at #4 on the worst annual returns in history since world war 2, not a particularly good spot to be in and if we don't rally in Q4 we may get higher on this list.


2008..... -37
1974..... -26.47
2002..... -22.1
2022..... -21.05
1973..... -14.66
2001..... -11.89
1957..... -10.78
1966..... -10.06
2000..... -9.1
1962..... -8.73
1969..... -8.5
1946..... -8.07
1977..... -7.18
1981..... -4.91
2018..... -4.38
1990..... -3.1
1953..... -0.99
1960..... 0.47
Posts: 46,296
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 10-06-2022, 07:17 AM   #12989
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $-442449
VARSITY
Quote:
Originally Posted by lewdog View Post
We are currently at #4 on the worst annual returns in history since world war 2, not a particularly good spot to be in and if we don't rally in Q4 we may get higher on this list.


2008..... -37
1974..... -26.47
2002..... -22.1
2022..... -21.05
1973..... -14.66
2001..... -11.89
1957..... -10.78
1966..... -10.06
2000..... -9.1
1962..... -8.73
1969..... -8.5
1946..... -8.07
1977..... -7.18
1981..... -4.91
2018..... -4.38
1990..... -3.1
1953..... -0.99
1960..... 0.47
It looks like it would take a pretty huge quarter to even rise one spot above number four.
__________________
Active fan of the greatest team in NFL history.
Posts: 145,230
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
    Reply With Quote
Old 10-06-2022, 07:27 AM   #12990
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-1348100
Help my understand the limits on a Roth IRA and Roth 401k if I have both of them. Can I max out my regular Roth IRA at $6k AND contribute to a Roth 401k too since the limit on 401ks ($20,500) is different?
Posts: 46,296
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 12:31 AM.


This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2025, vBulletin Solutions, Inc.