Money Investing megathread extravaganza - Page 865

**DaFace** · 06:35 PM

A place to talk about investing stuff.

myselff77 · 08-04-2022, 08:05 AM

Quote:

Originally Posted by lewdog

Always amazing growth potential for a small amount of money if you start early.

Had a high school teacher tell us a similar line of thought that if you invest $2000/year when you are done with school, you will be a millionaire when you retire. Probably the most valuable thing I learned in high school.

ThaVirus · 08-04-2022, 08:24 AM

That will forever be one of my major regrets. I didn't start investing until I reached my late twenties.

Not only did I miss 10-ish years of compounding interest, but also that sweet market from about 2009-2020.

**Buehler445** · 08-04-2022, 12:32 PM

So, anybody doing any Bonds?

My understanding is if you’re going to trade Bonds you maximize returns in value by doing it right before the interest rate rolls over. I don’t have a ton on of insight into what the fed is going to do, but I think, at least anecdotally the economy is slowing a bit. My uneducated guess is we’re a ways from the top, but who knows. Elections and stuff.

But beyond trading for value, the rate on Bonds might be beginning to be something to look at for capturing the interest. For so long money was cheap and it didn’t matter but surely that’s going the other way.

I Bonds are now at 9.62%. That’s nutty. I think I’ll see what October brings and at least get my kids some money earning a return.

**Rain Man** · 08-05-2022, 10:11 AM

Quote:

Originally Posted by Buehler445

So, anybody doing any Bonds?

My understanding is if you’re going to trade Bonds you maximize returns in value by doing it right before the interest rate rolls over. I don’t have a ton on of insight into what the fed is going to do, but I think, at least anecdotally the economy is slowing a bit. My uneducated guess is we’re a ways from the top, but who knows. Elections and stuff.

But beyond trading for value, the rate on Bonds might be beginning to be something to look at for capturing the interest. For so long money was cheap and it didn’t matter but surely that’s going the other way.

I Bonds are now at 9.62%. That’s nutty. I think I’ll see what October brings and at least get my kids some money earning a return.

I was banging the drum for I bonds late last year, and my wife and I maxed out what we could buy, which is a relatively low limit. Nonetheless, I'm very happy that I did it. If we didn't buy the I bonds the money would have probably been in the market and we would have lost 15 percent of it. As it stands, we'll make 9 percent, so that's a 24 percent swing.

I'm happy today, though only in the short term. ATCO was my sixth-largest holding at the end of last year (https://www.chiefsplanet.com/BB/show...#post16043631], and today it skyrocketed by 23 percent. However, it skyrocketed because apparently there's talk of it going private, and I don't like that. It's a great dividend stock for me that I've held for a long time.

**lewdog** · 08-06-2022, 07:05 PM

Quote:

Originally Posted by ThaVirus

That will forever be one of my major regrets. I didn't start investing until I reached my late twenties.

Not only did I miss 10-ish years of compounding interest, but also that sweet market from about 2009-2020.

I am in the same boat because I didn't finish college until I was almost 27. I didn't have the means to invest while going to school but I started pumping those investment accounts heavy when I hit 30.

**Buehler445** · 08-06-2022, 07:27 PM

Quote:

Originally Posted by Rain Man

I was banging the drum for I bonds late last year, and my wife and I maxed out what we could buy, which is a relatively low limit. Nonetheless, I'm very happy that I did it. If we didn't buy the I bonds the money would have probably been in the market and we would have lost 15 percent of it. As it stands, we'll make 9 percent, so that's a 24 percent swing.

I'm happy today, though only in the short term. ATCO was my sixth-largest holding at the end of last year (https://www.chiefsplanet.com/BB/show...#post16043631], and today it skyrocketed by 23 percent. However, it skyrocketed because apparently there's talk of it going private, and I don't like that. It's a great dividend stock for me that I've held for a long time.

So they are adjustable rate? I was thinking I could put them in ten years for my kids.

My FIL told me he had a CD that was rolling out that he had for 15%. I almost shit my pants. 15%???!!!! Obviously he got in at the top in the 80s. But holy balls. That's incredible.

He told me he didn't think he could get 15% return on his farm, which I have no idea if it is true, but getting something locked in here on at a high rate isn't the dumbest diversification.

-King- · 08-09-2022, 08:28 PM

Why can't Elon be normal?

**Buehler445** · 08-09-2022, 08:36 PM

Quote:

Originally Posted by -King-

Why can't Elon be normal?

What did he do now?

-King- · 08-09-2022, 09:06 PM

Quote:

Originally Posted by Buehler445

What did he do now?

Sold 7billion worth of shares right after the shareholders meeting and after saying he wouldn't sell any more a couple months ago. He must be losing the Twitter case.

**lewdog** · 08-09-2022, 09:10 PM

Elon is a headcase.

I'd say it's schizophrenia but he's too old for that.

ChiliConCarnage · 08-10-2022, 05:28 PM

Quote:

Originally Posted by Buehler445

So they are adjustable rate? I was thinking I could put them in ten years for my kids.

My FIL told me he had a CD that was rolling out that he had for 15%. I almost shit my pants. 15%???!!!! Obviously he got in at the top in the 80s. But holy balls. That's incredible.

They have a fixed component w/ a variable inflation component that get updated biannually. The fixed component has mostly been 0 since the GFC. Though with rates getting jacked there maybe a bit of a fixed amount next refresh.

I think just stocks or real estate would be better for the kids 10 years down the road.

If you had I series bonds from the 80s still you're probably collecting 20%+ on govt backed bonds that aren't liable to state taxes and can defer fed taxes and keep compounding until maturity. That would be reason for a happy dance lol

scho63 · 09-01-2022, 07:38 AM

This market is slowly bleeding down.

September is traditionally a bad month for stocks.

Anyone trying to bottom feed?

Anyone about to throw in the towel?

How are you investing any new cash?

scho63 · 09-01-2022, 08:56 AM

I'm stunned at what has happened to NVDA

Hog's Gone Fishin · 09-01-2022, 09:37 AM

Quote:

Originally Posted by scho63

I'm stunned at what has happened to THE WHOLE ****ING STOCK MARKET

Fixed

Hog's Gone Fishin · 09-01-2022, 09:39 AM

Quote:

Originally Posted by scho63

This market is slowly bleeding down.

September is traditionally a bad month for stocks.

Anyone trying to bottom feed?

Anyone about to throw in the towel?

How are you investing any new cash?

This week I've added a few shares of AAPL,AMZN,TSLA,GOOGL to my long portfolio and a shit load of GBTC when below 12.50

06-27-2016, 11:23 AM
DaFace Kind of a mod Join Date: Aug 2005 Location: Donkey Land Casino cash: $-1633101	Investing megathread extravaganza A place to talk about investing stuff. Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 53,117

08-04-2022, 08:24 AM	#12962
ThaVirus 5 o’clock free crack giveaway Join Date: Sep 2007 Casino cash: $-1577631	That will forever be one of my major regrets. I didn't start investing until I reached my late twenties. Not only did I miss 10-ish years of compounding interest, but also that sweet market from about 2009-2020.
Posts: 46,905

08-04-2022, 12:32 PM	#12963
Buehler445 Supporter Join Date: Apr 2007 Location: Scott City KS Casino cash: $-1345266	So, anybody doing any Bonds? My understanding is if you’re going to trade Bonds you maximize returns in value by doing it right before the interest rate rolls over. I don’t have a ton on of insight into what the fed is going to do, but I think, at least anecdotally the economy is slowing a bit. My uneducated guess is we’re a ways from the top, but who knows. Elections and stuff. But beyond trading for value, the rate on Bonds might be beginning to be something to look at for capturing the interest. For so long money was cheap and it didn’t matter but surely that’s going the other way. I Bonds are now at 9.62%. That’s nutty. I think I’ll see what October brings and at least get my kids some money earning a return.
Posts: 59,928

08-09-2022, 08:28 PM	#12967
-King- ▓▓▒▒▒▒▒▒▒▒▒▒▒▒▓▓ Join Date: Jan 2009 Casino cash: $-1174257	Why can't Elon be normal?
Posts: 65,452

08-09-2022, 09:10 PM	#12970
lewdog Mod Team Join Date: Sep 2011 Location: Valley of the hot as **** Casino cash: $-1338100	Elon is a headcase. I'd say it's schizophrenia but he's too old for that.
Posts: 46,294

09-01-2022, 07:38 AM	#12972
scho63 Politically Incorrect Join Date: Feb 2009 Location: Scottsdale, AZ Casino cash: $-690000	This market is slowly bleeding down. September is traditionally a bad month for stocks. Anyone trying to bottom feed? Anyone about to throw in the towel? How are you investing any new cash? __________________ *"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!"* ~Redd Foxx~ ~~2018 2019 2020 20212022 2023~~ 2024 Adopt a Chief - Clark Hunt and Brett Veach "The men who drafted Patrick Mahomes"
Posts: 54,907

09-01-2022, 08:56 AM	#12973
scho63 Politically Incorrect Join Date: Feb 2009 Location: Scottsdale, AZ Casino cash: $-690000	I'm stunned at what has happened to NVDA __________________ *"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!"* ~Redd Foxx~ ~~2018 2019 2020 20212022 2023~~ 2024 Adopt a Chief - Clark Hunt and Brett Veach "The men who drafted Patrick Mahomes"
Posts: 54,907