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Old 03-18-2011, 11:32 AM  
R8RFAN R8RFAN is offline
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How broke are you?
Instead of hijacking a thread lets make our own...
How far up to your ass are you in debt are you?
How close are you to filing for Bankruptcy.
How many of you borrow from Mom and Dad because you are sorry as hell and have to drive that car that sounds like a pissed off bumble bee?



Let's get it on you broke dick bastards...

It's on


I will start the thread

0 Mortgage debt
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0 Car payments

Bills I owe
Directv
Insurance
Taxes
Utilities
Food
and Cell Phone (thanks luv)
Last edited by R8RFAN; 03-18-2011 at 07:28 PM..
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Old 06-18-2016, 09:12 AM   #586
Easy 6 Easy 6 is offline
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Other than the usual monthly bills and a school loan, I dont owe anyone a damn thing... its a beautiful thing
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Old 06-18-2016, 10:09 AM   #587
lewdog lewdog is offline
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Originally Posted by Mosbonian View Post
I am guessing there were a lot of people saying the same thing before 2000 who are now having to postpone retirement because much of what they saved/invested/speculated on either was lost, depreciated, or stolen/defrauded from them.

Not to mention one catastrophic illness away from eating up any savings/investments.
Delayed yes, but if you stay in the market, within 5-6 years you made it back. And with investments, it's not like your taking out all your money out exactly when you retire. You draw it down very slowly so even a market crash like 2008, you could have still done it and came back ahead of your previous high.

We really have no choice though, those of us without pensions that is. Liquids savings just gets eaten up by inflation much too fast to be a retirement option. And those under 35 should not even worry about social security. It's all on you to retire.
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Old 06-18-2016, 12:37 PM   #588
Mosbonian Mosbonian is offline
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Originally Posted by lewdog View Post
Delayed yes, but if you stay in the market, within 5-6 years you made it back. And with investments, it's not like your taking out all your money out exactly when you retire. You draw it down very slowly so even a market crash like 2008, you could have still done it and came back ahead of your previous high.

We really have no choice though, those of us without pensions that is. Liquids savings just gets eaten up by inflation much too fast to be a retirement option. And those under 35 should not even worry about social security. It's all on you to retire.
There were beatdowns in the market in 2001 and before which affected most people in their late 50's early 60's now. I remember a time where people were told save intelligently in a savings plan, own your home (some even called your home equity your "nest egg") and you will be set. Not anymore....

I fear for my kids more than myself these days......health issues (and watching the Chiefs & Royals) will probably get to me before my money runs out.
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Old 06-18-2016, 04:22 PM   #589
BWillie BWillie is offline
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Im glad I got so much bitcoin in the last two yrs. I didnt even want bitcoin, but it was the easiest way to get paid. Its been a pretty good "investment" so to speak in the last two years. I figured it would continue to tank as it got to a high of like $1200 per bitcoin in 2012ish and dropped like a rock after.
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Old 06-18-2016, 11:34 PM   #590
EPodolak EPodolak is offline
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Finally, in terms of investments, if you know NOTHING, you can always start with a target date fund. The fees are a little high, but they're managed and will generally keep you pointed in the right direction. A step above that is where I'm at: I'm lazy and go with a three-fund lazy portfolio for the most part. Be wary of "full-service" places - they're great for advice, but they're taking fees out of EVERYTHING, which can add up ENORMOUSLY over time. If you really start to have a feel for what you're doing, you can invest in individual stocks obviously, but 90% of people will just get themselves in trouble doing that IMO.
I'm convinced that these simple index strategies are the best for the vast majority of people, lazy or not. Completely unexciting, but the odds are against beating the market over the long term, it's great that you're figuring this out at your age.
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Old 06-19-2016, 02:27 AM   #591
BryanBusby BryanBusby is offline
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Originally Posted by BWillie View Post
Im glad I got so much bitcoin in the last two yrs. I didnt even want bitcoin, but it was the easiest way to get paid. Its been a pretty good "investment" so to speak in the last two years. I figured it would continue to tank as it got to a high of like $1200 per bitcoin in 2012ish and dropped like a rock after.
Is there even a point to the bullshit beyond paying for drugs on a silkroad knock off?
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Old 12-05-2016, 09:33 PM   #592
rabblerouser rabblerouser is offline
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Originally Posted by R8RFAN View Post
You all should listen to a Runaway Child exploiter instead..

Got any new prospects today Dane? Maybe some 16 yr old needs a little pole dancing tips from the expert...

Scumbag
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Old 12-05-2016, 09:40 PM   #593
Rasputin Rasputin is offline
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I'm seeing a bankruptcy lawyer tomorrow I hope it can give me a clean slate I just can't keep up with the debts I got myself into and all the hours at work I do isn't doing me a bit of good when interest eats my paycheck.
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Old 12-05-2016, 09:43 PM   #594
Hamwallet Hamwallet is offline
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DaneMcClouds wife has a BH like a tube of circus peanuts so he has at least $3.50. He isn't broke.... tonight.
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Old 12-05-2016, 09:59 PM   #595
New World Order New World Order is online now
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Originally Posted by KC Tattoo View Post
I'm seeing a bankruptcy lawyer tomorrow I hope it can give me a clean slate I just can't keep up with the debts I got myself into and all the hours at work I do isn't doing me a bit of good when interest eats my paycheck.

I just paid a friend's attorney fee for him to file for bankrupcy.

He seems relieved. Hope it gives you some room to breathe.
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Old 12-05-2016, 10:06 PM   #596
Rasputin Rasputin is offline
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I just paid a friend's attorney fee for him to file for bankrupcy.

He seems relieved. Hope it gives you some room to breathe.
Yeah I hope it is too. After talking to him on the phone I felt some relief but it still seems overwhelming to me and going through everything I need is a headache.


I wish life had an easy button like shopping at Staples.
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Old 12-05-2016, 10:07 PM   #597
Iowanian Iowanian is online now
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DaneMcClouds wife has a BH like a tube of circus peanuts so he has at least $3.50. He isn't broke.... tonight.

I admire the effort at creativity with your insult, however I find it a little "Mediterranean ave with no houses" to take a random pot shot at his Mrs.
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Old 12-05-2016, 10:09 PM   #598
Hamwallet Hamwallet is offline
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I admire the effort at creativity with your insult, however I find it a little "Mediterranean ave with no houses" to take a random pot shot at his Mrs.
Well he told me to die of AIDS in my ass. So their.
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Old 12-05-2016, 10:16 PM   #599
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Well he told me to die of AIDS in my ass. So their.
Still not a shot at your wife. Raw move dude.
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Old 12-05-2016, 10:19 PM   #600
SAUTO SAUTO is offline
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DaneMcClouds wife has a BH like a tube of circus peanuts so he has at least $3.50. He isn't broke.... tonight.
****ing terrible. Piece of shit thing to do, asshole.
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