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Old 03-18-2011, 11:32 AM  
R8RFAN R8RFAN is offline
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How broke are you?
Instead of hijacking a thread lets make our own...
How far up to your ass are you in debt are you?
How close are you to filing for Bankruptcy.
How many of you borrow from Mom and Dad because you are sorry as hell and have to drive that car that sounds like a pissed off bumble bee?



Let's get it on you broke dick bastards...

It's on


I will start the thread

0 Mortgage debt
0 Consumer debt
0 Car payments

Bills I owe
Directv
Insurance
Taxes
Utilities
Food
and Cell Phone (thanks luv)
Last edited by R8RFAN; 03-18-2011 at 07:28 PM..
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Old 06-15-2016, 05:54 PM   #511
O.city O.city is online now
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I went to college for 8 years and have to deal with shit like this. (Not for the weak stomachs)

https://www.instagram.com/p/BGsIdkLPzdu/

Obviously, that's not my case, but it's not a rarity to see stuff like that.
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Old 06-15-2016, 05:55 PM   #512
SAUTO SAUTO is offline
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Old 06-15-2016, 05:58 PM   #513
O.city O.city is online now
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Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.
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Old 06-15-2016, 06:03 PM   #514
RunKC RunKC is online now
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Quote:
Originally Posted by DJ's left nut View Post
Here's my worry - when I was in high school everyone was pushing computer science/programming degrees.

And sure, there was some sense to that, but when you're on the cutting edge of a field, you'll spend your entire career looking over your shoulder. The technology sector is terrifying because every 5 years a new brood of employees that are cheaper than you and more fully immersed in the most recent round of technology (the stuff that came AFTER the stuff you were trained on) will be unleashed.

Most of the computer science kids ended up working at Geico manning call centers. Or ended up getting shuffled into apple to work in the mall and poke away at phones all day.

Chasing the 'hot' sector strikes me as a good way to get lost in a morass. In the end, we may be heading towards that socialist utopia either way. It may become more and more difficult to distinguish yourself and as the 'traditional' jobs start to phase out, those time-tested paths to advancement are more and more archaic (y'know, paying dues and working hard).

It looks more and more to me like future success is going to be as much about blind ****ing luck as it will be skill-sets or education.
I'm in the tech field so I definitely see what you're describing. Most of the time the people who are laid off are the ones who are lazy and don't try to get better. Certifications like CCNA and PMP+expereince keep you in.

You really need to add to your knowledge on a yearly basis to keep your value. Some people hate it, but I guess I'm the other type that loves it.
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Old 06-15-2016, 06:07 PM   #515
SAUTO SAUTO is offline
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Originally Posted by O.city View Post
Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.
GOD
DAMN
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Old 06-15-2016, 06:09 PM   #516
Bugeater Bugeater is offline
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Originally Posted by O.city View Post
No one.
Then why the comment?
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Old 06-15-2016, 06:23 PM   #517
lewdog lewdog is offline
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Originally Posted by O.city View Post
Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.
Is that seriously from someone who NEVER brushes their teeth?

Because that's an insane amount. Wow.
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Old 06-15-2016, 06:47 PM   #518
O.city O.city is online now
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Originally Posted by Baconeater View Post
Then why the comment?
Tongue in cheek joke?
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Old 06-15-2016, 06:47 PM   #519
O.city O.city is online now
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Is that seriously from someone who NEVER brushes their teeth?

Because that's an insane amount. Wow.
Yes. That's pretty severe oral hygiene
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Old 06-15-2016, 06:58 PM   #520
Rasputin Rasputin is offline
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Woke up this morning
My dog was dead
Someone disliked him
And shot him through the head
I woke up this morning
And my cat had died
I'm gonna miss her
Sat down and cried
Came home this evening
My hog was gone
The people here don't like me
I think I'll soon move on
And now somethin's happened
That would make a saint frown
I turned my back and
My house burned down
Woke up this morning
My dog was dead
Someone disliked him
And shot him through the head
I woke up this morning
And my cat had died
Don't you know I'm gonna miss her
Sat down and cried
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Old 06-15-2016, 07:00 PM   #521
SAUTO SAUTO is offline
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Yes. That's pretty severe oral hygiene
Hammer and chisel would fix that right up
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Old 06-15-2016, 11:41 PM   #522
BWillie BWillie is online now
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Old 06-16-2016, 09:24 AM   #523
El Jefe El Jefe is offline
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Not even close to broke, not even close to rich though either. My wife's BSN and my BBA are done and paid for completely (so nice to say that). I have a year worth of expenses in my savings account, I have 4k cash in our safe at our house for emergency needs. We have a nice, but reasonable house that we have a 30year mortgage on (meh), she drives an 09 Highlander (paying on) I have a 04 Odyssey that we paid cash on, I have a 99 K1500 Silverado that has a touch over 100k miles we paid cash for. We have a 7month old, we are very frugal, but can splurge if/when we want because of our aforementioned frugality. We are trying to stock away money for retirement, the only thing materialistic that I do want is a barn or outbuilding. I didn't think that not having an outbuilding or barn would be a big deal, but it sucks. My dad had 2 massive barns and 3 smaller barns on his old property and I think I took that for granted. Barns/outbuildings are just stupid money. No way in hell and I spending 40-50k for a decent barn, I am not mortgaging away our future for a want not a need.
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Old 06-16-2016, 10:36 AM   #524
scho63 scho63 is offline
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I Hate Big College
Who do you place most of the blame with?
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Old 06-16-2016, 01:37 PM   #525
Yosef_Malkovitch Yosef_Malkovitch is offline
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Don't get me started on the economics of college. I will rant on forever.

Not quite the same thing, of course, but I have personally dissuaded three people I know from going to law school, and couldn't be more proud of it. People think "law degree = big bucks" but they are VERY, VERY wrong.

The American middle class obsession with obtaining a college education is ****ing over generations of young people.

Amen. I am a lawyer, and any time anyone asks me about law school I do my best to persuade them to do something else. When I speak at the career fair at my kid's school, I make sure the kids know that law is nothing like what they see in the movies or on TV, and it sure as heck isn't the way to get rich.

I have a law degree, an MBA, and a Bachelor's in finance with minors in management and economics. Financially speaking, going to college was the absolute worst decision I ever made.

That's not to say I'm poor; my salary is above the national average, and if you only looked at that you would think that I have a fairly decent job. However, when you figure in all the money spent on my degrees, plus all the years of my life that I wasted in getting them, I would have been much, MUCH better off going to a trade school right out of high school.

If I could do it all over again, I would go to trade school and learn to weld or become an electrician or HVAC tech. Maybe a plumber. I don't know; any job that doesn't take years of your life and $100K to learn, and cannot be shipped off to a call center in India, so you would have good job security and wage growth.
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