Money Investing megathread extravaganza - Page 940

**DaFace** · 06:35 PM

A place to talk about investing stuff.

UteChief · 10-05-2024, 05:53 PM

Quote:

Originally Posted by DaFace

Eh, it's all just variations on a theme. I run a 4 fund portfolio of index fund ETFs in my taxable account (which intentionally avoid dividends so that you can go for capital gains instead), and it's done about as well.

(US Stocks, International Stocks, US Bonds, and Real Estate, for the record.)

Do you invest in a REIT or what type of real estate? I have been thinking of adding something to my portfolio.

**DaFace** · 10-05-2024, 07:21 PM

Quote:

Originally Posted by UteChief

Do you invest in a REIT or what type of real estate? I have been thinking of adding something to my portfolio.

Yeah, it's a REIT (SCHH to be specific). I only do 5-10% on it, but I like having a little exposure there since I otherwise have no interest in investment property.

**Buehler445** · 10-05-2024, 09:58 PM

Quote:

Originally Posted by DaFace

Yeah, it's a REIT (SCHH to be specific). I only do 5-10% on it, but I like having a little exposure there since I otherwise have no interest in investment property.

I stopped contributing to the REITs I have (much less than 10%) when the commercial industry looked like shit. I probably should do some research and maybe step back in at some point.

**Rain Man** · 10-10-2024, 08:14 AM

I've got a relatively large holding in HCI, which is a home insurance company. It's done very well for me, but it took a 20% hit the last week or so due to Hurricane Milton. The storm seems like it's not as bad as expected, and HCI is already up 4% today. I bet it gains another 10% soon if we hear more positive storm reports.

**Rain Man** · 10-10-2024, 12:23 PM

Quote:

Originally Posted by Rain Man

I've got a relatively large holding in HCI, which is a home insurance company. It's done very well for me, but it took a 20% hit the last week or so due to Hurricane Milton. The storm seems like it's not as bad as expected, and HCI is already up 4% today. I bet it gains another 10% soon if we hear more positive storm reports.

Okay, it's now up 8 percent on the day. You guys really should subscribe to my newsletter. If you had invested $2,500 when I told you about it this morning, you could be enjoying a lunch with scho right now with the profits.

UteChief · 10-10-2024, 01:37 PM

Quote:

Originally Posted by Rain Man

Okay, it's now up 8 percent on the day. You guys really should subscribe to my newsletter. If you had invested $2,500 when I told you about it this morning, you could be enjoying a lunch with scho right now with the profits.

Sign me up!

**Rain Man** · 10-10-2024, 03:25 PM

Quote:

Originally Posted by UteChief

Sign me up!

It ended the day up 12 percent. If you had invested $1 million when I mentioned it this morning at 4 percent, you would have taken home a cool $80,000.

I really should have dumped all of my free cash into it, because I was pretty convinced of a bounce. I wasn't expecting it in one day, but I figured it would happen. However, I have rules about how much to invest in one stock and I already hold a lot of it so my rules won't let me buy more.

UteChief · 10-10-2024, 03:36 PM

I mean to your newsletter. I sold off all of my individual stocks outside of company stock and bought VOO and VOOG.

**Rain Man** · 10-10-2024, 03:53 PM

Quote:

Originally Posted by UteChief

I mean to your newsletter. I sold off all of my individual stocks outside of company stock and bought VOO and VOOG.

I should let you know that the subscription fee to my newsletter is $80,000 per year. But as you can see, it's worth at least that amount.

ChiliConCarnage · 10-12-2024, 06:13 AM

Quote:

Originally Posted by Rain Man

I should let you know that the subscription fee to my newsletter is $80,000 per year. But as you can see, it's worth at least that amount.

Would it be considered too greedy if I inquired about purchasing multiple subscriptions?

**lewdog** · 10-12-2024, 07:15 AM

TSLA got hammered Friday, down 9%.

**Rain Man** · 10-25-2024, 04:03 PM

Quote:

Originally Posted by ChiliConCarnage

Would it be considered too greedy if I inquired about purchasing multiple subscriptions?

With multiple subscriptions, I'll throw in a free football phone.

**Rain Man** · 10-25-2024, 04:08 PM

Okay, lesson learned here. I bought a ton of long-term CDs when they were offering rates of 5+ percent. We're talking 5, 10, and even a few 20-year CDs. I've been looking at income projections and for some reason my fixed-income projections are declining, which should not be happening.

I went into my messaging, and the stupid banks are calling my CDs left and right. So I took a lower rate a year or two ago to lock in long-term rates, and now the banks aren't going to honor them. They've giving me my money back since I made a good call.

Screw bank CDs going forward. I'm not going to buy any going forward for more a 3-month or 6-month term.

And yeah, I knew they were callable when I bought them, but I didn't know what the likelihood of that was. I figured it would have to be some sort of cash crunch to do it. But no. The banks baited me into giving them money and now they're screwing me over.

I repeat: screw bank CDs going forward.

I hope at least a few of them will honor their promise.

06-27-2016, 11:23 AM
DaFace Kind of a mod Join Date: Aug 2005 Location: Donkey Land Casino cash: $66899	Investing megathread extravaganza A place to talk about investing stuff. Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 52,542

10-10-2024, 08:14 AM	#14089
Rain Man Seize life. Be an ermine. Join Date: Jul 2001 Location: My house Casino cash: $1358491 VARSITY	I've got a relatively large holding in HCI, which is a home insurance company. It's done very well for me, but it took a 20% hit the last week or so due to Hurricane Milton. The storm seems like it's not as bad as expected, and HCI is already up 4% today. I bet it gains another 10% soon if we hear more positive storm reports. __________________ Active fan of the greatest team in NFL history.
Posts: 143,188

10-10-2024, 03:36 PM	#14093
UteChief Veteran Join Date: Jan 2005 Location: SLC, UT Casino cash: $7965460	I mean to your newsletter. I sold off all of my individual stocks outside of company stock and bought VOO and VOOG.
Posts: 1,987

10-12-2024, 07:15 AM	#14096
lewdog Mod Team Join Date: Sep 2011 Location: Valley of the hot as **** Casino cash: $-28100	TSLA got hammered Friday, down 9%. __________________ 2024 Royals game thread record 3-0
Posts: 46,147

10-25-2024, 04:08 PM	#14098
Rain Man Seize life. Be an ermine. Join Date: Jul 2001 Location: My house Casino cash: $1358491 VARSITY	Okay, lesson learned here. I bought a ton of long-term CDs when they were offering rates of 5+ percent. We're talking 5, 10, and even a few 20-year CDs. I've been looking at income projections and for some reason my fixed-income projections are declining, which should not be happening. I went into my messaging, and the stupid banks are calling my CDs left and right. So I took a lower rate a year or two ago to lock in long-term rates, and now the banks aren't going to honor them. They've giving me my money back since I made a good call. Screw bank CDs going forward. I'm not going to buy any going forward for more a 3-month or 6-month term. And yeah, I knew they were callable when I bought them, but I didn't know what the likelihood of that was. I figured it would have to be some sort of cash crunch to do it. But no. The banks baited me into giving them money and now they're screwing me over. I repeat: screw bank CDs going forward. I hope at least a few of them will honor their promise. __________________ Active fan of the greatest team in NFL history. Last edited by Rain Man; 10-27-2024 at 09:01 PM.. Reason: Typographical error required correcting.
Posts: 143,188