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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 08-09-2023, 09:22 PM   #13546
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That's not horrible but you need to look at what a down payment on a car in your price range might be.

Lets say you decide you are buying a $10k car. Spending almost 25% of that car value to rent a car for 2 months doesn't make much sense. If you don't have that much for a down payment and need those 2 months to save for one, then that makes the decision for you and you move ahead with your plan.
I hear ya 10k is what I'm thinking however he's my reservation on that. What kind of car am I getting for 10k? Like is it going to be a money pit where I'm spending 5-600 every few months? That doesn't seem like a good investment maybe I'm wrong?
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Old 08-09-2023, 09:26 PM   #13547
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I hear ya 10k is what I'm thinking however he's my reservation on that. What kind of car am I getting for 10k? Like is it going to be a money pit where I'm spending 5-600 every few months? That doesn't seem like a good investment maybe I'm wrong?
Just get a reliable brand where engine issues are very unlikely. Other maintenance might come up but other things shouldn't be that expensive.

Honda or Toyota sedans are about as cost effective as you can get and engines that go forever. And if you can save more over the next few years, in 2 years you can upgrade your ride but at least you aren't putting in $2,400 just to "rent" a car for a few months.
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Old 08-09-2023, 09:55 PM   #13548
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Soooo I have a question would appreciate ya'll to check my thinking and I'm sure I'll get flamed oh well....

I accepted a new job that pays 25k more than my current job. Only problem is it's about a 20 min drive and I don't have a car.

I've looked at cars my credit is trash and the interest rates blow as you can imagine.

SO I got on with Lyft. They have this program through Hertz where for $300 a week they rent you car. Unlimited miles, insurance is covered through Lyft/Hertz, maintaince as well. Lyft takes that $300 out of what you make + you have to do atheist 20 rides a week. Between my regular job and driving I'd imagine I'll be working at least 55 hours a week.

My plan is do this til I can put down a great down-payment on a car to have a minimal car payment and once I do that ditch the Lyft job.
If you can afford $1200 a month on a car why don't you just get a shit box that will run for a few months?
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Old 08-09-2023, 09:58 PM   #13549
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I hear ya 10k is what I'm thinking however he's my reservation on that. What kind of car am I getting for 10k? Like is it going to be a money pit where I'm spending 5-600 every few months? That doesn't seem like a good investment maybe I'm wrong?
You can easily get a solid car for 10k. It'll be a mid 2000s but still decent.
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Old 08-09-2023, 10:02 PM   #13550
ReynardMuldrake ReynardMuldrake is offline
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Bad news: I got laid off last Wednesday. I hadn't even been in the position for six months yet.

Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.
Plus I'm getting 60 days' pay + two weeks' severance so I am basically collecting two paychecks for the month of September.
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Old 08-09-2023, 10:03 PM   #13551
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Bad news: I got laid off last Wednesday. I hadn't even been in the position for six months yet.



Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.

Plus I'm getting 60 days' pay + two weeks' severance so I am basically collecting two paychecks for the month of September.
Congrats man, that's awesome.
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Old 08-09-2023, 10:14 PM   #13552
ReynardMuldrake ReynardMuldrake is offline
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Congrats man, that's awesome.
Thanks. I never thought I would be thankful for getting laid off, but the timing is pretty much perfect. Hopefully the new gig lasts longer.
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Old 08-10-2023, 09:52 AM   #13553
tredadda tredadda is offline
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Originally Posted by ReynardMuldrake View Post
Bad news: I got laid off last Wednesday. I hadn't even been in the position for six months yet.

Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.
Plus I'm getting 60 days' pay + two weeks' severance so I am basically collecting two paychecks for the month of September.
That is awesome news. More money with the new job, still remote which saves money as well, and you get to double dip for a month.
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Old 08-10-2023, 10:17 AM   #13554
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Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.
Great news, bud.

Now you just need to get a second gig with your new employer's competitor and you'll be golden!
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Old 08-10-2023, 02:50 PM   #13555
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Originally Posted by ReynardMuldrake View Post
Bad news: I got laid off last Wednesday. I hadn't even been in the position for six months yet.

Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.
Plus I'm getting 60 days' pay + two weeks' severance so I am basically collecting two paychecks for the month of September.
Congrats. Were you already looking for the new position before you got laid off or it was just that quick finding the new gig once it happened?
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Old 08-13-2023, 08:35 AM   #13556
Hog's Gone Fishin Hog's Gone Fishin is offline
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I enjoy watching these type videos. There's ALWAYS something you can take away that can improve your life, or your line of thinking to be a little more successful.

I you've got an hour to kill:
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Old 08-16-2023, 06:48 PM   #13557
Hog's Gone Fishin Hog's Gone Fishin is offline
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Here's an excellent Q&A with the YieldMax fund manager. You'll leave this with a complete understanding of how they work. One of the biggest takeaway's is it's in their philosophy not to have a deteriorating fund like most dividend stocks. Their strategy is a game changer.
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Old 08-16-2023, 07:15 PM   #13558
lewdog lewdog is offline
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Here's an excellent Q&A with the YieldMax fund manager. You'll leave this with a complete understanding of how they work. One of the biggest takeaway's is it's in their philosophy not to have a deteriorating fund like most dividend stocks. Their strategy is a game changer.
What happens when they can’t pay the dividend?
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Old 08-16-2023, 08:28 PM   #13559
Hog's Gone Fishin Hog's Gone Fishin is offline
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What happens when they can’t pay the dividend?
Watch the video and quit being so ****ing negative.

The YieldMax funds were created for DIVIDENDS.
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Old 08-16-2023, 08:41 PM   #13560
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Quote:
Originally Posted by ReynardMuldrake View Post
Bad news: I got laid off last Wednesday. I hadn't even been in the position for six months yet.

Good news: I got an offer letter for a new position today. $5K more than the last one and I still get to work fully remote.
Plus I'm getting 60 days' pay + two weeks' severance so I am basically collecting two paychecks for the month of September.
oh hell yea
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