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08-08-2023, 05:09 PM | #13531 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $-49523
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YieldMax has some new Dividend stocks
NFLY follows netflix GOOY follows google AMZY follows Amazon FBY follows Facebook Divi's not yet announced |
Posts: 40,648
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08-09-2023, 09:01 AM | #13532 |
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Join Date: Jan 2009
Casino cash: $605743
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Any thoughts on RIVN and TLRY? Rivian had good earnings (still went down lol) and they're looking more and more like a legit Tesla competitor. Thinking of loading up a bunch of shares. And TLRY has been getting pounded since IPO but just entered the alcohol business buying 8 beers from Anheuser Busch. Could be a real great move for them cornering the vice market lol
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Posts: 64,445
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08-09-2023, 11:07 AM | #13533 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $434734
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I’m admittedly not looking to get into the EV market, but I think Rivian still has enormous production and QC problems.
I’d steer clear, but I’m uninformed and potentially biased. |
Posts: 58,018
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08-09-2023, 12:55 PM | #13534 |
Grand champ
Join Date: Sep 2007
Casino cash: $202369
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What HYSAs do y'all recommend?
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Posts: 45,533
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08-09-2023, 01:02 PM | #13535 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $146899
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Not a ton of differentiation among them IMO. They're savings accounts, so as long as the interest rates have historically been in line with others, it's likely fine.
I'm with Discover at the moment (4.30% APY as of today). Used Capital One back in the day. I've heard good things about Ally. |
Posts: 52,519
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08-09-2023, 01:37 PM | #13536 | |
Grand champ
Join Date: Sep 2007
Casino cash: $202369
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Quote:
I’m actually thinking about opening a Discover credit card so I’ll shop around a bit to see who is offering what.. EDIT: Now that I think about it, I think Cap One was running some promos offering a few hundred bucks depending on the amount you deposit as well. |
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Posts: 45,533
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08-09-2023, 01:42 PM | #13537 | |
Three-Pat
Join Date: May 2011
Location: Colorado Springs
Casino cash: $-4947
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Quote:
I read about TLRY today in the daily email Robinhood sends me. I think that is pretty cool. Interested to see how this pans out. |
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Posts: 18,256
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08-09-2023, 04:09 PM | #13538 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $434734
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I have some Vanguard IRA's so I opened a regular brokerage account through them and put it all in their settlement fund, which is in VMFXX and it is currently yielding 5.38%.
https://investor.vanguard.com/invest.../profile/vmfxx I was trying to set up some other shit and it turns out my bank has a $20 fee to initiate an ACH. Vanguard initiates the push and pull, so it's free. It takes 2-3 days to clear, but I'm not in and out of savings a lot, so it hasn't been a big deal yet. |
Posts: 58,018
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08-09-2023, 06:22 PM | #13539 | |
Roy E.
Join Date: Sep 2005
Location: Olathe, KS
Casino cash: $10149646
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Quote:
There are several places where you can get 5% or slightly above. https://www.bankrate.com/banking/sav...ings-accounts/ |
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Posts: 23,111
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08-09-2023, 08:29 PM | #13540 |
Inmem 2.0
Join Date: Aug 2007
Location: My house
Casino cash: $807558
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Soooo I have a question would appreciate ya'll to check my thinking and I'm sure I'll get flamed oh well....
I accepted a new job that pays 25k more than my current job. Only problem is it's about a 20 min drive and I don't have a car. I've looked at cars my credit is trash and the interest rates blow as you can imagine. SO I got on with Lyft. They have this program through Hertz where for $300 a week they rent you car. Unlimited miles, insurance is covered through Lyft/Hertz, maintaince as well. Lyft takes that $300 out of what you make + you have to do atheist 20 rides a week. Between my regular job and driving I'd imagine I'll be working at least 55 hours a week. My plan is do this til I can put down a great down-payment on a car to have a minimal car payment and once I do that ditch the Lyft job. |
Posts: 76,518
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08-09-2023, 08:34 PM | #13541 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $434734
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Quote:
Bust ass. Get yourself out of the hole, and move forward. I don’t know anything about Lyft. You might get on Reddit. I know they have a Reddit for Lyft. You might be able to get some pointers there. |
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Posts: 58,018
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08-09-2023, 08:39 PM | #13542 |
Cheat Death
Join Date: Nov 2007
Location: Land of Drincoln
Casino cash: $408244
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How many months at ~$1200/mo is it going to take you to get together a “great” down payment and repair your credit to get the loan terms you want?
That’s the comparison I’d be using vs taking a high interest loan to buy a car outright and build credit |
Posts: 35,465
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08-09-2023, 08:40 PM | #13543 |
Inmem 2.0
Join Date: Aug 2007
Location: My house
Casino cash: $807558
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I've talked to a few people they said my situation is definitely doable. I've read the reddit shit and joined a Facebook group it's just a bunch of people complaining about the pay. I think my situation is different I'm just maintaining having a ride where as they are trying to do it for a living
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Posts: 76,518
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08-09-2023, 08:40 PM | #13544 |
Inmem 2.0
Join Date: Aug 2007
Location: My house
Casino cash: $807558
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I'm thinking I'll be good to go after 1-2 months
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Posts: 76,518
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08-09-2023, 09:18 PM | #13545 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $51900
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Quote:
Lets say you decide you are buying a $10k car. Spending almost 25% of that car value to rent a car for 2 months doesn't make much sense. If you don't have that much for a down payment and need those 2 months to save for one, then that makes the decision for you and you move ahead with your plan. |
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Posts: 46,135
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