Money Investing megathread extravaganza - Page 890

**DaFace** · 06:35 PM

A place to talk about investing stuff.

scho63 · 01-27-2023, 01:02 PM

Quote:

Originally Posted by scho63

I see a rally for the 1st quarter of 2023.

Pessimism all over and tax selling done. Too much money on sidelines with so many stocks beaten down into oblivion.

So far so good. Expect it to continue into February

**lewdog** · 01-29-2023, 08:25 AM

Quote:

Originally Posted by scho63

So far so good. Expect it to continue into February

I think the FOMC meeting February 1st and the real kicker. We could really see a market rally if they back off the rate hikes for a while. If not, this could have been just another small rally in a bear market.

**lewdog** · 01-29-2023, 08:29 AM

It's been a very pattered bear market too. The ups and downs haven't been as choppy as expected.

Kopinto · 02-09-2023, 02:42 PM

Quote:

Originally Posted by lewdog

Here's the long overview. Generally, the bottom of a bear market isn't found until capitulation happens. On a chart, this is vertical selling. See the previous examples of this. If capitulation happens we could see a bottom around 325-300. I also find it interesting that the recent peaks of each down wave follow a very consistent trend line. Meanwhile, I am thinking what assets to acquire. Beatmarket helps me a lot with that with sensible recommendations.

I believe that we could go even below 300.

scho63 · 02-11-2023, 10:49 PM

The rotation back into tech has been spectacular. Some are up 100% from the lows from late last year.

**lewdog** · 02-21-2023, 08:04 PM

Alright, I have found what I will be parking our emergency savings fund in, that is easily accessible but offers more than a savings account doing nothing.

TBIL which is an ETF. Easier than actually buying T bills from the treasury itself, which seems less liquid. This is in my TD Ameritrade account.

Should yield 4.37% currently (will go higher) and with no risk. It's an ETF so it trades just like a stock at any moment. Hope this help someone out who doesn't want to just park their emergency money is something that returns nothing or isn't liquid enough to access like a CD.

https://www.thestreet.com/etffocus/d...-yield-t-bills

Stewie · 02-21-2023, 08:32 PM

There are online banks paying 4.5%+ for a simple savings account. FDIC insured.

**lewdog** · 02-21-2023, 08:47 PM

Quote:

Originally Posted by Stewie

There are online banks paying 4.5%+ for a simple savings account. FDIC insured.

Link some?

Only ones I’ve seen you have to do all these transactions and such a month. And those were for 3.75%.

Hog's Gone Fishin · 02-21-2023, 08:58 PM

QYLD pays a 13.05% Dividend and pays monthly

It's a covered call ETF

**Rain Man** · 02-21-2023, 09:00 PM

Quote:

Originally Posted by lewdog

Link some?

Only ones I’ve seen you have to do all these transactions and such a month. And those were for 3.75%.

Today I just put a bit of money into a 1-year CD for 5.0 percent and also a 5-year CD for 5.0 percent. I can't figure out how to link them, but they're

JPMORGAN CHASE BK N A CD 5.00000% 02/28/2024 (1 year)
BANKGLOUCESTER CD 5.00000% 02/28/2028 (5 year)

Did I do good or did I do bad?

My goal these days is to just match or beat inflation overall. So I don't need to get rich. I just need to avoid getting wiped out. It seems to me that inflation over the next five years will be less than 5 percent, so I'm liking the long-term CD.

This is all money that's just sitting in cash right now.

Stewie · 02-21-2023, 09:00 PM

Quote:

Originally Posted by lewdog

Link some?

Only ones I’ve seen you have to do all these transactions and such a month. And those were for 3.75%.

Popular Direct and Bask Bank come to mind. No weird transactions etc. from what I remember.

Stewie · 02-21-2023, 09:02 PM

Quote:

Originally Posted by Rain Man

Today I just put a bit of money into a 1-year CD for 5.0 percent and also a 5-year CD for 5.0 percent.

Did I do good or did I do bad?

My goal these days is to just match or beat inflation overall. So I don't need to get rich. I just need to avoid getting wiped out. It seems to me that inflation over the next five years will be less than 5 percent, so I'm liking the long-term CD.

This is all money that's just sitting in cash right now.

I did something similar a couple of weeks ago. I bank through Capital One and they offer an 11 month 5% CD.

**lewdog** · 02-21-2023, 09:09 PM

Quote:

Originally Posted by Hog's Gone Fishin

QYLD pays a 13.05% Dividend and pays monthly

It's a covered call ETF

Down 23% from it's high this year. Dividends are not free money and are not risk free when the stock price tanks along with your capital.

Don't confuse people into thinking these are the same.

displacedinMN · 02-22-2023, 02:35 PM

What the hell is happening yesterday and today?

Sent from my SM-G991U using Tapatalk

ThaVirus · 02-22-2023, 02:36 PM

Regarding traditional vs Roth IRAs:

How do you determine whether or not you are likely to be in a higher tax bracket at the time you start to withdraw?

06-27-2016, 11:23 AM
DaFace Kind of a mod Join Date: Aug 2005 Location: Donkey Land Casino cash: $1206899	Investing megathread extravaganza A place to talk about investing stuff. Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 52,092

01-29-2023, 08:29 AM	#13338
lewdog Mod Team Join Date: Sep 2011 Location: Valley of the hot as **** Casino cash: $1081900	It's been a very pattered bear market too. The ups and downs haven't been as choppy as expected.
Posts: 45,835

02-11-2023, 10:49 PM	#13340
scho63 Politically Incorrect Join Date: Feb 2009 Location: Scottsdale, AZ Casino cash: $1951110	The rotation back into tech has been spectacular. Some are up 100% from the lows from late last year. __________________ *"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!"* ~Redd Foxx~ ~~2018 2019 2020 20212022 2023~~ 2024 Adopt a Chief - Clark Hunt and Brett Veach "The men who drafted Patrick Mahomes"
Posts: 51,279

02-21-2023, 08:04 PM	#13341
lewdog Mod Team Join Date: Sep 2011 Location: Valley of the hot as **** Casino cash: $1081900	Alright, I have found what I will be parking our emergency savings fund in, that is easily accessible but offers more than a savings account doing nothing. TBIL which is an ETF. Easier than actually buying T bills from the treasury itself, which seems less liquid. This is in my TD Ameritrade account. Should yield 4.37% currently (will go higher) and with no risk. It's an ETF so it trades just like a stock at any moment. Hope this help someone out who doesn't want to just park their emergency money is something that returns nothing or isn't liquid enough to access like a CD. https://www.thestreet.com/etffocus/d...-yield-t-bills Last edited by lewdog; 02-21-2023 at 08:21 PM..
Posts: 45,835

02-21-2023, 08:32 PM	#13342
Stewie MVP Join Date: Oct 2006 Location: West of the Equator Casino cash: $1089901	There are online banks paying 4.5%+ for a simple savings account. FDIC insured.
Posts: 13,665

02-21-2023, 08:58 PM	#13344
Hog's Gone Fishin Fish are scared of me Join Date: Nov 2001 Casino cash: $900477	QYLD pays a 13.05% Dividend and pays monthly It's a covered call ETF
Posts: 40,545

02-22-2023, 02:35 PM	#13349
displacedinMN It was not a fair catch Join Date: Aug 2012 Location: Correcting papers Casino cash: $2122630	What the hell is happening yesterday and today? Sent from my SM-G991U using Tapatalk __________________ #investigatecarlcheffers
Posts: 37,130

02-22-2023, 02:36 PM	#13350
ThaVirus You gotta kill a few people Join Date: Sep 2007 Casino cash: $1262369	Regarding traditional vs Roth IRAs: How do you determine whether or not you are likely to be in a higher tax bracket at the time you start to withdraw?
Posts: 44,862