Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Register FAQDonate Members List Calendar

View Poll Results: What kind of "gamer" are you?
0 - I don't play 22 26.51%
1 - Beginner (primarily cash back cards) 19 22.89%
2 - Intermediate (cards with travel perks and freebies) 25 30.12%
3 - Advanced (focused on "outsided value" in redemptions) 12 14.46%
4 - Expert (juggling multiple points currencies, booking trips on partner airlines, etc.) 5 6.02%
Voters: 83. You may not vote on this poll

Reply
 
Thread Tools Display Modes
Old 05-20-2022, 10:15 AM  
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $36899
The Credit Card Rewards Game

It came up a bit in the thread about spare change, but it seems like there are af few of us at least enjoy playing "the game." So here's a place to talk about earning strategies, brag about your favorite redemptions, get advice, etc.
Posts: 52,557
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
    Reply With Quote
Old 12-27-2023, 11:02 AM   #106
WilliamTheIrish WilliamTheIrish is offline
Champion Golfer Of The Year
 
WilliamTheIrish's Avatar
 

Join Date: Aug 2001
Casino cash: $4120607
Quote:
Originally Posted by ThaVirus View Post
Does anyone here churn bank accounts? I’ve been noticing a bunch of “earn $500 after 90 days of opening an account and setting up direct deposit” or “earn $500 after depositing X amount into new account” types of promos. Most recently I just saw one from Fifth Third Bank and I believe I saw one with SoFi as well.

Wondering if it’s something people do or not worth the effort..
Yes. To the tune of about 1500/1800 per year.

Changing direct deposit these days is about 6 clicks of a mouse. And you can close the account after and reopen it a year/18 months later and do it again.
Posts: 35,481
WilliamTheIrish has disabled reputation
Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 12-27-2023, 11:13 AM   #107
Jewish Rabbi Jewish Rabbi is offline
What's up braj?
 
Jewish Rabbi's Avatar
 

Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $123250
Quote:
Originally Posted by WilliamTheIrish View Post
Yes. To the tune of about 1500/1800 per year.

Changing direct deposit these days is about 6 clicks of a mouse. And you can close the account after and reopen it a year/18 months later and do it again.
I don’t do it as much as I used to (+EV sports betting is a far better use of my time) but I got in on Chase’s $900 bonus this year.

Half the time you don’t even need to change your direct deposit, a push from Ally or Alliant will trigger the bonus.
Posts: 16,345
Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.
    Reply With Quote
Old 12-27-2023, 11:29 AM   #108
WilliamTheIrish WilliamTheIrish is offline
Champion Golfer Of The Year
 
WilliamTheIrish's Avatar
 

Join Date: Aug 2001
Casino cash: $4120607
Quote:
Originally Posted by Jewish Rabbi View Post
I don’t do it as much as I used to (+EV sports betting is a far better use of my time) but I got in on Chase’s $900 bonus this year.

Half the time you don’t even need to change your direct deposit, a push from Ally or Alliant will trigger the bonus.
I used to bet locally with a guy. But I found I was constantly worried about my bets and never enjoyed my Sunday. (or Saturday). Gave it up and then years later picked up the churn game. Wonder if it would be different now that I’m older? Probably not. Was not a happy gambler.

This game, and CC’s give me enjoyment.
Posts: 35,481
WilliamTheIrish has disabled reputation
    Reply With Quote
Old 12-27-2023, 11:38 AM   #109
Jewish Rabbi Jewish Rabbi is offline
What's up braj?
 
Jewish Rabbi's Avatar
 

Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $123250
Quote:
Originally Posted by WilliamTheIrish View Post
I used to bet locally with a guy. But I found I was constantly worried about my bets and never enjoyed my Sunday. (or Saturday). Gave it up and then years later picked up the churn game. Wonder if it would be different now that I’m older? Probably not. Was not a happy gambler.

This game, and CC’s give me enjoyment.
It’s definitely not for everyone. Mostly just take advantage of the good promos and boosts etc so it’s generally an upward trajectory which makes it a little easier to forget about the games and do something else.

10 years ago when I was just making picks and betting, I was in a pretty dark place. Know exactly where you are coming from in that statement. Could never enjoy anything because I was too worried about the Blue Jays and Rangers score.
Posts: 16,345
Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.
    Reply With Quote
Old 12-27-2023, 01:21 PM   #110
ChiliConCarnage ChiliConCarnage is offline
TACO SALAD
 
ChiliConCarnage's Avatar
 

Join Date: Apr 2008
Location: yes
Casino cash: $-181532
Quote:
Originally Posted by ThaVirus View Post
Does anyone here churn bank accounts? I’ve been noticing a bunch of “earn $500 after 90 days of opening an account and setting up direct deposit” or “earn $500 after depositing X amount into new account” types of promos. Most recently I just saw one from Fifth Third Bank and I believe I saw one with SoFi as well.

Wondering if it’s something people do or not worth the effort..
I do it a few times a year along with Credit cards. Probably not enough I'd be considered a churner. The big bonuses a few years ago were for checking + savings (amount) but it's hardly worth moving savings now with interest rates paying out.

I've moved checking a couple of times this year. My payroll software let's you split outbound ACH so that's handy in that I don't have to really move all my payments.
Posts: 6,481
ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.
    Reply With Quote
Old 12-27-2023, 01:30 PM   #111
ThaVirus ThaVirus is online now
Grand champ
 
ThaVirus's Avatar
 

Join Date: Sep 2007
Casino cash: $92369
Cool, sounds like it’s worth it as long as it’s not too complicated.

Thank you, all.
Posts: 45,649
ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.ThaVirus is obviously part of the inner Circle.
    Reply With Quote
Old 01-06-2024, 11:54 AM   #112
ChiliConCarnage ChiliConCarnage is offline
TACO SALAD
 
ChiliConCarnage's Avatar
 

Join Date: Apr 2008
Location: yes
Casino cash: $-181532
This was a good reminder I should probably do this again. New year!

https://www.doctorofcredit.com/

I'm using this site now as it seems pretty helpful. I signed up for this Wells Fargo card w/ a $300 bonus

Quote:
Wells Fargo Autograph 30,000/$300
Read our review of this offer

No annual fee. $300 bonus requires $1,500 spend.
Trying to find a checking account sign up bonus now.
Posts: 6,481
ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.
    Reply With Quote
Old 01-06-2024, 01:21 PM   #113
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $1328491
VARSITY
I went to the grocery store this week and my credit card was declined. It was pretty embarrassing and I figured out that the card had expired at the end of December and they had never sent me a replacement. Fortunately I'm from the boomer generation so I always carry cash in the event of emergency.

I then called the credit card company and they said that they were supposed to send me a new one but they just never did. I don't understand that at all. It's in their best interest to have a card in my hands. She said the notes said I was supposed to get one and it was never sent. That seems like a pretty big failure.
__________________
Active fan of the greatest team in NFL history.
Posts: 143,219
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 01-06-2024, 01:35 PM   #114
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $324734
Quote:
Originally Posted by Rain Man View Post
I went to the grocery store this week and my credit card was declined. It was pretty embarrassing and I figured out that the card had expired at the end of December and they had never sent me a replacement. Fortunately I'm from the boomer generation so I always carry cash in the event of emergency.

I then called the credit card company and they said that they were supposed to send me a new one but they just never did. I don't understand that at all. It's in their best interest to have a card in my hands. She said the notes said I was supposed to get one and it was never sent. That seems like a pretty big failure.
Well, sort of. It's best for them if you accrue interest. Which I'm guessing you do not.
Posts: 58,223
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
    Reply With Quote
Old 01-06-2024, 03:14 PM   #115
Jewish Rabbi Jewish Rabbi is offline
What's up braj?
 
Jewish Rabbi's Avatar
 

Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $123250
Quote:
Originally Posted by Buehler445 View Post
Well, sort of. It's best for them if you accrue interest. Which I'm guessing you do not.
They get paid regardless from the merchant fees, but yes, they’d rather you accrue interest.
Posts: 16,345
Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.
    Reply With Quote
Old 01-06-2024, 03:15 PM   #116
Jewish Rabbi Jewish Rabbi is offline
What's up braj?
 
Jewish Rabbi's Avatar
 

Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $123250
Quote:
Originally Posted by ChiliConCarnage View Post
This was a good reminder I should probably do this again. New year!

https://www.doctorofcredit.com/

I'm using this site now as it seems pretty helpful. I signed up for this Wells Fargo card w/ a $300 bonus



Trying to find a checking account sign up bonus now.
Typically cards aren’t worth one of your 5/24 slots if they bonus isn’t at least $500, IMO.
Posts: 16,345
Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.
    Reply With Quote
Old 01-06-2024, 06:39 PM   #117
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $1328491
VARSITY
Quote:
Originally Posted by Buehler445 View Post
Well, sort of. It's best for them if you accrue interest. Which I'm guessing you do not.
Well, yeah, they don't get any interest from me. But they do get a lot of merchant fees.
__________________
Active fan of the greatest team in NFL history.
Posts: 143,219
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
    Reply With Quote
Old 01-06-2024, 11:45 PM   #118
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $324734
Quote:
Originally Posted by Rain Man View Post
Well, yeah, they don't get any interest from me. But they do get a lot of merchant fees.
Fair.
Posts: 58,223
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
    Reply With Quote
Old 11-11-2024, 07:52 AM   #119
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $324734
Apparently there is some legislation that will affect this.

I haven't looked into any of this at all, but it should be fairly easy to track down.

https://thepointsguy.com/protect-you..._campaign=ccca
Posts: 58,223
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
    Reply With Quote
Old 11-11-2024, 08:03 AM   #120
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 

Join Date: Aug 2005
Location: Donkey Land
Casino cash: $36899
Quote:
Originally Posted by Buehler445 View Post
Apparently there is some legislation that will affect this.

I haven't looked into any of this at all, but it should be fairly easy to track down.

https://thepointsguy.com/protect-you..._campaign=ccca
It's been around for a couple of years, but not sure how likely it is to actually pass. It certainly isn't moving quickly.
Posts: 52,557
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
    Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 09:32 AM.


This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.