Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Reload this Page Money Investing megathread extravaganza
Register FAQDonate Members List Calendar

Reply
Page 71 of 941 « First 216167686970 71 7273747581121171571 Last »
 
Thread Tools Display Modes
Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $6899
Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 52,565
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
     Reply With Quote
Old 07-03-2017, 04:54 PM   #1051
Hog's Gone Fishin Hog's Gone Fishin is offline
Fish are scared of me
 
Hog's Gone Fishin's Avatar
 

Join Date: Nov 2001
Casino cash: $-179523
Quote:
Originally Posted by Nightfyre View Post
This post is riddled with inaccuracies. Capital is not cash on hand. It is a leverage ratio. Small banks have never averaged 5.5-7% tier one capital.

The biggest effect of QE is that it removed toxic and illiquid assets from the books of the largest institutions, which were threatening to create accounting losses for said institutions at the time. This was the huge bailout.

Also, large banks do need to have their leverage constrained because they create multiple layers of leverage by leveraging the holding company, resulting in far lower capital levels. The whole topic is frankly too complicated. That is without even getting into concentration risk management.

Furthermore, there is no formal reserve requirement of ten percent tier one capital. While increased capital levels are being encouraged by regulators, the level of capital is evaluated with respect to the institution's risk profile.

The assumption that reducing the reserve requirement will automatically increase lending is also erroneous. Loan demand has been weak for about a decade now. Furthermore, even if loan demand was stronger, the creditworthiness of borrowers you would be lending to with a lowered reserve would not be nearly as strong. The more competition increases for loans, the more concessions are made by the bank, the more likely the bank is to take losses on that loan.

So rolling back regulations allows for increased malinvestment by institutions that have less capability to absorb those losses. Often time these are exacerbated by a dip in specific types of assets, which is where concentration risk comes in. Sound familiar? Sounds like 2007 to me.
This is why people should buy pennystocks.
Posts: 40,651
Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.
     Reply With Quote
Old 07-03-2017, 04:56 PM   #1052
Nightfyre Nightfyre is offline
MVP
 
Nightfyre's Avatar
 

Join Date: Mar 2004
Location: Helena, MT
Casino cash: $2268849
Quote:
Originally Posted by Hog Farmer View Post
This is why people should buy pennystocks.
I am always looking for a hot stock tip!
Posts: 18,632
Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.Nightfyre has enough rep power to blowy ou to bits.
     Reply With Quote
Old 07-03-2017, 04:58 PM   #1053
Hog's Gone Fishin Hog's Gone Fishin is offline
Fish are scared of me
 
Hog's Gone Fishin's Avatar
 

Join Date: Nov 2001
Casino cash: $-179523
Quote:
Originally Posted by Nightfyre View Post
I am always looking for a hot stock tip!
KBLB
Posts: 40,651
Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.
     Reply With Quote
Old 07-03-2017, 05:58 PM   #1054
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-88100
Quote:
Originally Posted by scho63 View Post
You are like the homosexual Suze Orman!
Just because Suze Orman is gay doesn't mean I have to be!
__________________
2024 Royals game thread record 3-0
Posts: 46,157
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 07-03-2017, 07:16 PM   #1055
unlurking unlurking is offline
MVP
 
unlurking's Avatar
 

Join Date: Aug 2003
Casino cash: $7737309
Quote:
Originally Posted by Nightfyre View Post
I am always looking for a hot stock tip!
PTN!

Female Viagra. Been scalping that on a monthly cycle for 6 months, but hoping for a big payday once FDA approval goes through next year.
__________________
Posts: 10,620
unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.unlurking Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
     Reply With Quote
Old 07-05-2017, 10:28 AM   #1056
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $751110
Quote:
Originally Posted by lewdog View Post
Just because Suze Orman is gay doesn't mean I have to be!
OK you are the younger better looking Jim Cramer!
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"

Posts: 52,980
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
     Reply With Quote
Old 07-05-2017, 11:25 AM   #1057
RunKC RunKC is offline
Andy Reid Supporter
 
RunKC's Avatar
 

Join Date: Apr 2012
Casino cash: $249611
Wouldn't it just be better to increase my 401k monthly payment than invest in stocks?
Posts: 48,672
RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.RunKC is obviously part of the inner Circle.
     Reply With Quote
Old 07-05-2017, 11:42 AM   #1058
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $294734
Quote:
Originally Posted by RunKC View Post
Wouldn't it just be better to increase my 401k monthly payment than invest in stocks?
It depends. If you can get a better yield then it is better. If you're unsure plow it into the 401.
Posts: 58,248
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
     Reply With Quote
Old 07-05-2017, 04:30 PM   #1059
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-88100
Quote:
Originally Posted by RunKC View Post
Wouldn't it just be better to increase my 401k monthly payment than invest in stocks?
Multiple thoughts on this and no right way is the best answer for everyone.

First determine if you like the funds offered in your 401k. Determine the expense ratios of the funds offered and if there are also employer 401k fees as well. If you don't like the funds offered, consider doing something else with your money such as maxing out your ROTH IRA into funds of your choosing.

People in high tax brackets generally like decreasing their income tax by increasing their 401k contributions for the year. This depends on if your state has income tax, as something like 10 do not. If your goal is to pay less taxes, increasing your 401k is a good option for many.

Some in your situation would say investing in individual stocks is another way to diversify and is much more liquid that placing money in a 401k. Mind you, this doesn't have to be individual stocks either but could be indexes, mutual funds or ETFs that track a sector of the market. These are generally less risky than owning individual stocks outright. If you don't have a large emergency fund to tap if times get tough or you were hit with a large bill, withdrawing 401k money comes with an early withdraw penalty plus paying capital gains tax (ouch!). That's why withdrawing 401k money should be one of the last options for those in desperate need of money. If money was instead invested in a brokerage account, you could sell those stocks at any time to access the money, either paying capital gains tax for winners or getting a tax break for losers. Either way you slice it, this money is easily accessible at any time though.

Hope that helps!
__________________
2024 Royals game thread record 3-0
Posts: 46,157
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 07-08-2017, 09:44 AM   #1060
ChiliConCarnage ChiliConCarnage is offline
TACO SALAD
 
ChiliConCarnage's Avatar
 

Join Date: Apr 2008
Location: yes
Casino cash: $-211532
https://www.bloomberg.com/news/artic...-tariff-threat

I think Hog Farmer is in on X. This sounds like a nice win for NUE, etc
Posts: 6,493
ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.
     Reply With Quote
Old 07-08-2017, 10:43 AM   #1061
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-88100
Quote:
Originally Posted by ChiliConCarnage View Post
https://www.bloomberg.com/news/artic...-tariff-threat

I think Hog Farmer is in on X. This sounds like a nice win for NUE, etc
I got some X stocks at $21 when it took a dip early this year. I think Hog Farmer is loaded with X stock though. Loaded.
__________________
2024 Royals game thread record 3-0
Posts: 46,157
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 07-08-2017, 11:20 AM   #1062
Demonpenz Demonpenz is offline
Woman should only make babies
 
Demonpenz's Avatar
 

Join Date: Nov 2003
Location: Apartment "G UNIT!"
Casino cash: $1326136
Brokerage is like E-trade right? How do you claim your losses and wins on your taxes. Like if I lost money through bitcoin.
__________________
Posts: 54,665
Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.
     Reply With Quote
Old 07-08-2017, 11:55 AM   #1063
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-88100
Quote:
Originally Posted by Demonpenz View Post
Brokerage is like E-trade right? How do you claim your losses and wins on your taxes. Like if I lost money through bitcoin.
It only becomes an actual tax consequence if you sell it, making it a realized loss. If you continue to hold onto the losing stock into the new tax year, it means nothing for your taxes.

If you sell, you should receive a 1099-B form with loses and gains.

Your income tax bracket matters. If you are in the 10 or 15% tax bracket, you are not liable for any taxes on capital gains.

Read more: Here's How to Deduct Your Stock Losses From Your Tax Bill |

http://www.investopedia.com/articles...r-tax-bill.asp
__________________
2024 Royals game thread record 3-0
Posts: 46,157
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 07-08-2017, 12:22 PM   #1064
Demonpenz Demonpenz is offline
Woman should only make babies
 
Demonpenz's Avatar
 

Join Date: Nov 2003
Location: Apartment "G UNIT!"
Casino cash: $1326136
Thanks. **** that bit coin thread btw
__________________
Posts: 54,665
Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.
     Reply With Quote
Old 07-08-2017, 12:23 PM   #1065
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-88100
Quote:
Originally Posted by Demonpenz View Post
Thanks. **** that bit coin thread btw


You haven't sold have you? Depending on how much you actually put in, I might just ride it out for shits and giggles.
__________________
2024 Royals game thread record 3-0
Posts: 46,157
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Reply
Page 71 of 941 « First 216167686970 71 7273747581121171571 Last »

« Previous Thread | > Nzoner's Game Room < | Next Thread »

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump




All times are GMT -6. The time now is 09:25 AM.

Contact Us - ChiefsPlanet - Archive - Top

This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Advertise with us!
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.