Investing megathread extravaganza

[DaFace]

A place to talk about investing stuff.

[MTG#10]

Looks like it's gonna be another shitty day. It's great how on green days my shit goes up between .5 -3.5% but on red days everything drops 3.5% minimum.

[Mr_Tomahawk]

Poop.

[lewdog]

Originally Posted by MTG#10

Looks like it's gonna be another shitty day. It's great how on green days my shit goes up between .5 -3.5% but on red days everything drops 3.5% minimum.

Growth stocks are continuing to take a pounding.

[neech]

On top of Apples recent gains on April 20th they will announce their new products, I think its going to continue to go up.

[Hammock Parties]

Wake Me Up When This Market Ends �� pic.twitter.com/Yf8LxAgcJf

— Stock Lizard King (@StockLizardKing) April 13, 2021

[DaKCMan AP]

Originally Posted by eDave

Is it though? Depending on interest rate on the real estate vs investing it seems the math is self evident. Value increase does need to be considered in the equation. Peace of mind as well.

It was a clarifying question unworthy of the curt responses.

Paying off a loan early is a risk free return on the interest rate.

[rydogg58]

Originally Posted by Hog's Gone Fishin

Me also. I put a stop loss this morning after it went up and sold at 28.10 and then bought back in at 27.50. sitting on 900 shares. Also along the same theme BBKCF has been killing it too. They're the only damn things keeping me green.

Thanks for the call on BBKCF. I picked some of that up this morning and she's done me well today.

[Rain Man]

Originally Posted by DaKCMan AP

Paying off a loan early is a risk free return on the interest rate.

A friend of mine is considering buying a house. He's got enough money to pay cash for it, but he's considering getting a loan because he thinks he can earn more money investing the cash than he'll pay in interest on the loan.

I completely understand his logic, and with interest rates so low it seems like this is an environment where that's quite possible. But I still don't like it. I hate paying interest to anybody, and the investment returns aren't guaranteed while the mortgage costs are.

This guy's pretty savvy so I suspect he'll do fine. And he's affluent enough that it won't really change his lifestyle even if the investing tanks. But psychologically I wouldn't do it. I'd rather get a lower return at lower risk.

The one thing that I might think about, though, would be something that's really low risk like an annuity. If I could put $X in an annuity at a 3.5 percent return and then get a mortgage for that same amount at 2.7 percent, then I guess I'd do it. But I'd still feel weird about it. I really like being debt free.

[ThaVirus]

Originally Posted by Rain Man

A friend of mine is considering buying a house. He's got enough money to pay cash for it, but he's considering getting a loan because he thinks he can earn more money investing the cash than he'll pay in interest on the loan.

I completely understand his logic, and with interest rates so low it seems like this is an environment where that's quite possible. But I still don't like it. I hate paying interest to anybody, and the investment returns aren't guaranteed while the mortgage costs are.

This guy's pretty savvy so I suspect he'll do fine. And he's affluent enough that it won't really change his lifestyle even if the investing tanks. But psychologically I wouldn't do it. I'd rather get a lower return at lower risk.

The one thing that I might think about, though, would be something that's really low risk like an annuity. If I could put $X in an annuity at a 3.5 percent return and then get a mortgage for that same amount at 2.7 percent, then I guess I'd do it. But I'd still feel weird about it. I really like being debt free.

I feel you 100%

[-King-]

Tsla coming back!

[DaKCMan AP]

Originally Posted by Rain Man

A friend of mine is considering buying a house. He's got enough money to pay cash for it, but he's considering getting a loan because he thinks he can earn more money investing the cash than he'll pay in interest on the loan.

I completely understand his logic, and with interest rates so low it seems like this is an environment where that's quite possible. But I still don't like it. I hate paying interest to anybody, and the investment returns aren't guaranteed while the mortgage costs are.

This guy's pretty savvy so I suspect he'll do fine. And he's affluent enough that it won't really change his lifestyle even if the investing tanks. But psychologically I wouldn't do it. I'd rather get a lower return at lower risk.

The one thing that I might think about, though, would be something that's really low risk like an annuity. If I could put $X in an annuity at a 3.5 percent return and then get a mortgage for that same amount at 2.7 percent, then I guess I'd do it. But I'd still feel weird about it. I really like being debt free.

I'm with you. When we bought our last car I was going to pay cash. I didn't want a car loan. I ended up financing at 1.9% and took the cash I would have paid in a CD the length of the loan at 2.3%. I wasn't going to take that cash and invest it in anything with risk so there was no other opportunity cost.

[MTG#10]

Today ended up pretty good, I like these bear traps. Don't see them very often

[TinyEvel]

I bent and bought in to Nano Dimensionals today for the long haul. I just feel like chip tech is so huge and not gonna slow down. If this 3D printed robotics takes off this could go large over time. Down 50% since Jan so Looking to get back into a growth stock. I'm saving the rest of my cash for when the supposed Oatly IPO comes up.

[MTG#10]

^^^ I've had NNDM in my watchlist for a couple months now but for whatever reason haven't pulled the trigger on it yet.

EDIT: It appears Cathy Wood bought almost 700k shares today

[MTG#10]

Anyone buying any COIN tomorrow? Sounds like it's going to open around $250/share but most think it'll be more than double by the end of the year. I've never bought a stock on the release day, is there a certain time they usually open for trading?