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Old 12-30-2024, 07:48 AM  
HemiEd HemiEd is offline
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Auto Insurance driving surveillance
Do you have a program on your phone?

We used to have a program, drivewise, with our old company, that was supposed to give us an annual 10% discount, but it seldom worked consequently we didn't receive the discount most of the time.

However, our new insurance company has one called Intellidrive that is incredibly accurate and rates each trip in five categories. Hard Braking, Acceleration, High Speed, Time of Day and Distraction.

I personally think it is great as if someone is on their phone, it will log it.

One time I pushed the button to decline an incoming call while driving and it caught it. Yesterday, I hadn't had the Challenger out for a couple months and blew the cobbs out leaving a stop light and it caught it.

I know this is a slippery slope, but I can see some benefits reducing the people constantly on their phone while driving. That problem is out of hand and in my opinion, something needs to be done.

What say you?
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Old 12-30-2024, 04:36 PM   #76
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So what do you suggest to curtail these irresponsible idiots using their phone while aiming a 3 to 4 thousand pound object at you and your loved ones?
The cost of freedom, we all have to die from something
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Old 12-30-2024, 04:38 PM   #77
HemiEd HemiEd is offline
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The cost of freedom, we all have to die from something
So you are ok with people on their phones while driving? If so, quit driving and stick to the weekly football schedule posting. You are part of the problem.
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Old 12-30-2024, 04:43 PM   #78
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So you are ok with people on their phones while driving? If so, quit driving and stick to the weekly football schedule posting. You are part of the problem.
Of course not, but mandatory monitoring people while in their own personal property is silly

Did you wear a mask, Hemi?
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Old 12-30-2024, 04:50 PM   #79
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Originally Posted by HemiEd View Post
So you are ok with people on their phones while driving? If so, quit driving and stick to the weekly football schedule posting. You are part of the problem.
You can't punish everybody for the actions of idiots. **** I hate that.

I'm all for harsh punishment for these clowns. Suspend their licenses. Fine the shit out of them. Send their insurance premiums through the roof. If texting is the cause of an accident, especially one that results in death, treat it like a DUI. But don't put some mandatory gestapo bullshit on my car to punish me for it.
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Old 12-30-2024, 04:54 PM   #80
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I decline it as an option since I drive like a maniac and it would probably cost me more in premiums
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Old 12-30-2024, 04:59 PM   #81
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Any type of "mandatory" tracking I would be against. At that point, its not an insurance savings; its lack of freedom IMO.
You know what the cool thing is? I just turn off my Bluetooth if I don't want it to monitor a trip.
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Old 12-30-2024, 05:17 PM   #82
HemiEd HemiEd is offline
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Of course not, but mandatory monitoring people while in their own personal property is silly

Did you wear a mask, Hemi?
I don't agree with mandatory monitoring either and have said it a couple times in this thread.
How about the phone only working on GPS while moving?

Do you have a solution idea?
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Old 12-30-2024, 05:26 PM   #83
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Any type of "mandatory" tracking I would be against. At that point, its not an insurance savings; its lack of freedom IMO.
The freedom to drive illegally?



I agree with the point that insurance companies would absolutely use that information against you if it meant not paying out for an accident though... and those trackers have zero context to what's happening around you, like if you're driving 10mph over in broad daylight and no cars around you at all.... is that more dangerous than driving at the speed limit in the left lane of 101 in Phoenix?
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Old 12-30-2024, 05:31 PM   #84
KCUnited KCUnited is offline
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I don't agree with mandatory monitoring either and have said it a couple times in this thread.
How about the phone only working on GPS while moving?

Do you have a solution idea?
I don’t see it as a big enough problem to solution, so no ideas from me

Did you mask up to protect others?
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Old 12-30-2024, 05:59 PM   #85
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Old 12-30-2024, 06:08 PM   #86
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I believe that most new rides have that built in like in OnStar in a GM. The data can be retrieved.
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Old 12-30-2024, 06:13 PM   #87
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Just wait until it's linked to your bank account...going 72 mph for 8 minutes...we'll just subtract $124 out of your account, peasant.

Al is going a dystopian nightmare...
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Old 12-30-2024, 06:19 PM   #88
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You have to be a goddamn moron to have one of these. Lol
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Old 12-30-2024, 06:24 PM   #89
HemiEd HemiEd is offline
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You have to be a goddamn moron to have one of these. Lol
Please don't beat around the bush and tell us how you really feel!


Oh and KCUnited I only wore a mask when and where it was required
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Old 12-30-2024, 06:24 PM   #90
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You have to be a goddamn moron to have one of these. Lol
A guy who names himself Hemi wants insurance companies to monitor his driving and posts it on the internet. You can't make this shit up.
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