Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Reload this Page Money Investing megathread extravaganza
Register FAQDonate Members List Calendar

Reply
Page 405 of 941 « First 305355395401402403404 405 406407408409415455505905 Last »
 
Thread Tools Display Modes
Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $26899
Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 52,558
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 03:14 PM   #6061
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-68100
Quote:
Originally Posted by scho63 View Post
How much you saving each month?

Did you drop length of mortgage?
Saving $150 per month. Still a 30 year but will likely pay old mortgage rate to payoff faster.
Posts: 46,154
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
 Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 09-18-2020, 03:22 PM   #6062
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $771110
Quote:
Originally Posted by lewdog View Post
Saving $150 per month. Still a 30 year but will likely pay old mortgage rate to payoff faster.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"

Posts: 52,955
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 06:23 PM   #6063
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $314734
Quote:
Originally Posted by lewdog View Post
Saving $150 per month. Still a 30 year but will likely pay old mortgage rate to payoff faster.
That’s what I’m going to save too, but fuuuuck paying it off faster. My farmland loans aren’t that good.
Posts: 58,233
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 06:51 PM   #6064
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-68100
Quote:
Originally Posted by Buehler445 View Post
That’s what I’m going to save too, but fuuuuck paying it off faster. My farmland loans aren’t that good.
Part of me says not to either since investing over time should net me better gains.

Hard call though as paying off a house sooner sounds nice too.
Posts: 46,154
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 08:14 PM   #6065
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $771110
Quote:
Originally Posted by lewdog View Post
Part of me says not to either since investing over time should net me better gains.

Hard call though as paying off a house sooner sounds nice too.
If you can make your money grow faster % than the percentage of the loan, you invest it.

It rarely used to be that way when people had 10% mortgages and would only earn 5%-7%.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"

Posts: 52,955
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
 Thumbs Up 1 Thumbs Down 0     Reply With Quote
Old 09-18-2020, 08:33 PM   #6066
Rain Man Rain Man is offline
Seize life. Be an ermine.
 
Rain Man's Avatar
 

Join Date: Jul 2001
Location: My house
Casino cash: $1318491
VARSITY
Quote:
Originally Posted by lewdog View Post
Part of me says not to either since investing over time should net me better gains.

Hard call though as paying off a house sooner sounds nice too.
Quote:
Originally Posted by scho63 View Post
If you can make your money grow faster % than the percentage of the loan, you invest it.

It rarely used to be that way when people had 10% mortgages and would only earn 5%-7%.
Maybe one can likely earn a higher return by investing, but it's not guaranteed. Paying off a mortgage is a 100 percent return on your loan rate, and it's guaranteed as a long-term return since it lowers your debt over the life of the loan. It also helps to guarantee that you'll never end up homeless, which brings significant psychic benefit, and it diversifies your wealth.

You obviously want to have some liquid savings, and you want to maximize your IRA, but the mortgage comes after that.
__________________
Active fan of the greatest team in NFL history.
Posts: 143,223
Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.Rain Man is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 08:37 PM   #6067
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-68100
Quote:
Originally Posted by Rain Man View Post
Maybe one can likely earn a higher return by investing, but it's not guaranteed. Paying off a mortgage is a 100 percent return on your loan rate, and it's guaranteed as a long-term return since it lowers your debt over the life of the loan. It also helps to guarantee that you'll never end up homeless, which brings significant psychic benefit, and it diversifies your wealth.

You obviously want to have some liquid savings, and you want to maximize your IRA, but the mortgage comes after that.
We have 50% equity on the house so the mortgage payment is super low now. Paying $100-200 extra a month wouldn’t hurt us and helps in the long run I think. I already max my ROTH IRA. Good points.
Posts: 46,154
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 08:55 PM   #6068
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $314734
Quote:
Originally Posted by lewdog View Post
We have 50% equity on the house so the mortgage payment is super low now. Paying $100-200 extra a month wouldn’t hurt us and helps in the long run I think. I already max my ROTH IRA. Good points.
Good on ya dude. Sounds like you really can't go wrong.

If I were you, I'd sock it away separately and see if you can get a different investment going. Maybe it's a side hustle, or a house to rent or something. Even if you just start a taxable investment account, I bet you can beat 2.5%.

But if you put money against the mortgage it'll pay it off faster, and unless you move, once it's paid off, that's material money you then get to keep.
Posts: 58,233
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
     Reply With Quote
Old 09-18-2020, 09:39 PM   #6069
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $771110
Quote:
Originally Posted by lewdog View Post
We have 50% equity on the house so the mortgage payment is super low now. Paying $100-200 extra a month wouldn’t hurt us and helps in the long run I think. I already max my ROTH IRA. Good points.
Sounds like you're well on your way to an early retirement!

Good luck and keep the pedal to the metal!
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"

Posts: 52,955
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
     Reply With Quote
Old 09-19-2020, 12:14 AM   #6070
philfree philfree is offline
Indian Twitter
 
philfree's Avatar
 

Join Date: Nov 2000
Location: Free Agency
Casino cash: $-343802
How much a month is a comfortable retirement?
__________________
[/SIGPIC]
Posts: 15,574
philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.philfree has an IQ even higher than Frankie's.
     Reply With Quote
Old 09-19-2020, 07:34 AM   #6071
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-68100
Quote:
Originally Posted by philfree View Post
How much a month is a comfortable retirement?
Depends on a lot of factors. You’re current lifestyle, cost of living in your area and a big one people miss, estimated healthcare needs as you age.
Posts: 46,154
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 09-19-2020, 07:36 AM   #6072
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $-68100
Quote:
Originally Posted by scho63 View Post
Sounds like you're well on your way to an early retirement!

Good luck and keep the pedal to the metal!
I like your point too about investing extra cash. That’s normally my thinking too.

Sure would be easier if the wife would get a job! Has a single ****ing kid 2.5 years ago and claims to be a homemaker now!
Posts: 46,154
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
     Reply With Quote
Old 09-19-2020, 07:48 AM   #6073
Hog's Gone Fishin Hog's Gone Fishin is offline
Fish are scared of me
 
Hog's Gone Fishin's Avatar
 

Join Date: Nov 2001
Casino cash: $-159523
Quote:
Originally Posted by lewdog View Post
I like your point too about investing extra cash. That’s normally my thinking too.

Sure would be easier if the wife would get a job! Has a single ****ing kid 2.5 years ago and claims to be a homemaker now!
Why do women have to turn into assholes
Posts: 40,647
Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.Hog's Gone Fishin is obviously part of the inner Circle.
     Reply With Quote
Old 09-19-2020, 08:12 AM   #6074
Hammock Parties Hammock Parties is online now
I'll be back.
 
Hammock Parties's Avatar
 

Join Date: Nov 2002
Casino cash: $2710478
Quote:
Originally Posted by Hog's Gone Fishin View Post
Why do women have to turn into assholes
Because you got fat.
__________________
Chiefs game films
Posts: 289,101
Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.Hammock Parties is obviously part of the inner Circle.
     Reply With Quote
Old 09-19-2020, 08:24 AM   #6075
Monticore Monticore is offline
I love your mom
 

Join Date: Feb 2020
Location: Sturgeon Falls, Ontario
Casino cash: $824957
Quote:
Originally Posted by lewdog View Post
I like your point too about investing extra cash. That’s normally my thinking too.

Sure would be easier if the wife would get a job! Has a single ****ing kid 2.5 years ago and claims to be a homemaker now!
I don't know why you guys just didn't marry a doctor , easy peasy.
Posts: 7,175
Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.Monticore would the whole thing.
     Reply With Quote
Reply
Page 405 of 941 « First 305355395401402403404 405 406407408409415455505905 Last »

« Previous Thread | > Nzoner's Game Room < | Next Thread »

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump




All times are GMT -6. The time now is 01:32 AM.

Contact Us - ChiefsPlanet - Archive - Top

This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Advertise with us!
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.