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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 09-08-2020, 01:19 PM   #6001
lewdog lewdog is offline
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Quote:
Originally Posted by scho63 View Post
The market needed a good short kick in the balls to keep everyone humble.

Too many novices suddenly thinking they are hedge fund managers
Exactly this.
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Old 09-08-2020, 01:51 PM   #6002
SupDock SupDock is offline
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Originally Posted by lewdog View Post
Exactly this.
Robinhood
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Old 09-08-2020, 02:16 PM   #6003
Buehler445 Buehler445 is offline
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Quote:
Originally Posted by scho63 View Post
The market needed a good short kick in the balls to keep everyone humble.

Too many novices suddenly thinking they are hedge fund managers
LOL.

I read r/wallstreetbets just for the LOLZ
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Old 09-08-2020, 03:26 PM   #6004
rydogg58 rydogg58 is online now
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Originally Posted by Buehler445 View Post
LOL.

I read r/wallstreetbets just for the LOLZ
You should read stocktwits also. It's hilarious.
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Old 09-08-2020, 05:02 PM   #6005
ChiliConCarnage ChiliConCarnage is offline
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Berkshire Hathaway and Salesforce are buying 250 million in Snowflake shares at IPO price. It was already going to be a crazy hot stock at IPO I think. Im interested but worried it's going to list and be up massively instantly
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Old 09-08-2020, 08:21 PM   #6006
lewdog lewdog is offline
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Refinance question. We refinanced in 2016 from 4.25 to 3.6. All the recent questions on the board got me looking and I have a few friends who just refinanced below 3, which is mind blowing.

I am not sure how mortgage interest rates are determined from person to person? Such as, how did my friend secure a 2.5, 30 year and best I am getting is 2.8?

I got refinance options for a flat 3 with no points and 2.8 with points. Points are in a sense paying the lender for a lower interest rate? It looks like the points would cost me $765.

Break even for us looks like right over 4 years on refinancing and we'll definitely still be in this house. Wonder if I should wait for rates to drop even further or other questions I should be asking/considering?
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Old 09-09-2020, 01:43 PM   #6007
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Old 09-09-2020, 02:25 PM   #6008
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Quote:
Originally Posted by lewdog View Post
Refinance question. We refinanced in 2016 from 4.25 to 3.6. All the recent questions on the board got me looking and I have a few friends who just refinanced below 3, which is mind blowing.

I am not sure how mortgage interest rates are determined from person to person? Such as, how did my friend secure a 2.5, 30 year and best I am getting is 2.8?

I got refinance options for a flat 3 with no points and 2.8 with points. Points are in a sense paying the lender for a lower interest rate? It looks like the points would cost me $765.

Break even for us looks like right over 4 years on refinancing and we'll definitely still be in this house. Wonder if I should wait for rates to drop even further or other questions I should be asking/considering?

Wait for another .25 decrease (or increase)? I have a mortgage lender who's been able to get me the best rats out of anyone for years. I can get you in touch with him if you want (just to see their rates and shit)
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Old 09-10-2020, 09:54 AM   #6009
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Pfizer is gonna explode as they'll be first to market with the best vaccine. Just fyi IMO.
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Old 09-10-2020, 10:09 AM   #6010
Buehler445 Buehler445 is offline
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Quote:
Originally Posted by lewdog View Post
Refinance question. We refinanced in 2016 from 4.25 to 3.6. All the recent questions on the board got me looking and I have a few friends who just refinanced below 3, which is mind blowing.

I am not sure how mortgage interest rates are determined from person to person? Such as, how did my friend secure a 2.5, 30 year and best I am getting is 2.8?

I got refinance options for a flat 3 with no points and 2.8 with points. Points are in a sense paying the lender for a lower interest rate? It looks like the points would cost me $765.

Break even for us looks like right over 4 years on refinancing and we'll definitely still be in this house. Wonder if I should wait for rates to drop even further or other questions I should be asking/considering?
Best I'm getting is 3.

They might have come up some. My banker said the rates they get from Freddie Mac aren't that low.

I don't know shit about points.
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Old 09-10-2020, 10:36 AM   #6011
lewdog lewdog is offline
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Originally Posted by O.city View Post
Pfizer is gonna explode as they'll be first to market with the best vaccine. Just fyi IMO.
I’m wondering but generally this stock has lagged the market a lot over the years.
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Old 09-11-2020, 03:22 PM   #6012
lewdog lewdog is offline
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Investment firm call NKLA “fraud” claiming its trucks can’t do anything stated, including drive.

Lol

Stock continues downward slide.


https://markets.businessinsider.com/...0-9-1029582414
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Old 09-11-2020, 03:26 PM   #6013
Hammock Parties Hammock Parties is offline
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who cares about NKLA

total loser!

only morons own that stock
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Old 09-11-2020, 03:30 PM   #6014
lewdog lewdog is offline
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Originally Posted by Hammock Parties View Post
who cares about NKLA

total loser!

only morons own that stock
That’s right.

It’s only worth trading, not owning.

Xoxo
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Old 09-11-2020, 04:16 PM   #6015
Buehler445 Buehler445 is offline
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Quote:
Originally Posted by lewdog View Post
Investment firm call NKLA “fraud” claiming its trucks can’t do anything stated, including drive.

Lol

Stock continues downward slide.


https://markets.businessinsider.com/...0-9-1029582414
A company with $0 of sales with a high stock price is overpriced?

Who would have thought?
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