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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 05-23-2020, 06:50 PM   #4936
Discuss Thrower Discuss Thrower is online now
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That's such a brazen pump you almost have to respect it.
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Old 05-23-2020, 06:57 PM   #4937
lewdog lewdog is offline
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Originally Posted by Hammock Parties View Post
I'm telling you guys. Stay woke.
Looks like a Stocktwits post.

Everyone just claims the stocks they’re following are on fire!
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Old 05-23-2020, 07:03 PM   #4938
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That's such a brazen pump you almost have to respect it.
In one tweet he appears to advocate buying stocks with lower prices because you can buy more shares and therefore get larger gains. You can't argue with that.

I mean, unless you know how percentages works. Then you can argue with it.
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Old 05-25-2020, 07:32 AM   #4939
lewdog lewdog is offline
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The limit on 401k contribution doesn’t include employer match, correct?
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Old 05-25-2020, 08:37 AM   #4940
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The limit on 401k contribution doesn’t include employer match, correct?
Employer Match Does Not Count Toward the 401(k) Limit
You can only contribute a certain amount to your 401(k) each year. For 2019, that limits stands at $19,000. In 2020, the limit is expected to rise to $19,500.
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Old 05-25-2020, 09:21 AM   #4941
MahiMike MahiMike is offline
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Yeah, it’s remarkable how little a majority of the population knows.

We had this dude working for us. Comes wants a job. So much an hour fine. Always seems to have something to do. Needs to come late. Wants to leave early always has shit to do. So naturally he broke. All the time. Zomg how am I going to make rent blah blah blah. Dude if I were broke and hourly you couldn’t drag me out of that farm with a log chain. Nope. Gotta do this gotta do that.

Then later on he’s plying me for a raise. Which I’m not going to give him because he doesn’t work enough. Anyway he’s whining to me that he doesn’t have any retirement and his dad took retirement at 58 or whatever the soonest he could take (prorated) social security. So his dad is starving to death on prorated social security and doesn’t have a 401k or anything like that. And he doesn’t want to be that way. Wants to do better blah blah blah. His narrative was that he’s this great employee and deserves better. He wasn’t and didn’t, but that doesn’t matter to the story.

So I ask him if he has an IRA. What’s that? Jesus man. A 20 minute google search on “retirement” and you can probably know enough to get a retirement fund started anyway. But all I get is a blank look. So I told him to bring me all his information and I’d help him get one started.

Guess what he never did. Start a retirement fund. But somehow it’s my fault that his dad is a flaming moron and took social security as early as he possibly could and had no other savings. And he’s unwilling to do anything to prevent it from happening to him.

He left and it’s fine. He was obviously not operating in good faith, so I’m fine with it.

But he was obviously worried about it, but totally unwilling to do anything to even try to figure out what to do. Just expect Buehler to fix it.
I had similar situation with a new kid at work. Same story w/his dad and all. I'm teaching him how to invest for the long term. I even wrote a book that I gave him and my kids on this topic. The young ones are easy if they just put it in each month. It's us baby boomers that are trying to hold on to what we have accumulated.
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Old 05-25-2020, 09:27 AM   #4942
MahiMike MahiMike is offline
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COST to report earnings 5/28.

I’m in today at $304.50.
COST is one of my forever stocks. Good one.
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Old 05-25-2020, 09:30 AM   #4943
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Old 05-25-2020, 11:00 AM   #4944
dlphg9 dlphg9 is offline
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Is right now still a really good time to get in on the stock market? I've been doing a little reading so Im not completely ignorant.
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Old 05-25-2020, 11:14 AM   #4945
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Is right now still a really good time to get in on the stock market? I've been doing a little reading so Im not completely ignorant.
It is never not a good time, as long as you do two things:

Spoiler!
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Old 05-25-2020, 11:42 AM   #4946
MahiMike MahiMike is offline
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The stock market has never gone down in a 10 yr span. As long as you have 10 yrs to invest, put your $ in ea month on auto pay and leave it.

If you don't have 10 yrs, then it gets a bit dicier...
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Old 05-25-2020, 11:52 AM   #4947
Hammock Parties Hammock Parties is online now
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I'm looking at the german market sites today

I have a sickness.

Tomorrow should be good tho
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Old 05-25-2020, 01:02 PM   #4948
DaFace DaFace is offline
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It is never not a good time, as long as you do two things:

Spoiler!
The first part of that is pretty difficult for n00bs, so I'd swap that with a diversified mutual fund.
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Old 05-25-2020, 04:34 PM   #4949
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The first part of that is pretty difficult for n00bs, so I'd swap that with a diversified mutual fund.
90% of people should just buy an SP500 fund and be done with it.
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Old 05-25-2020, 04:56 PM   #4950
scho63 scho63 is offline
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The limit on 401k contribution doesn’t include employer match, correct?
Correct
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