Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Register FAQDonate Members List Calendar

Reply
 
Thread Tools Display Modes
Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $146899
Investing megathread extravaganza

A place to talk about investing stuff.

Last edited by DaFace; 02-19-2021 at 06:35 PM..
Posts: 52,519
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
    Reply With Quote
Old 09-19-2016, 07:37 PM   #421
Discuss Thrower Discuss Thrower is offline
"You like to drink?"
 
Discuss Thrower's Avatar
 

Join Date: Jun 2006
Location: "I like to drink."
Casino cash: $1376869
Quote:
Originally Posted by lewdog View Post
Don't change your investments based on who wins. It's largely uncorrelated when calculated for a president's full term. Political parties don't really effect the market. We've had great and bad times with both parties at the helm.
No, but I feel confident that a Trump election would make volatility spike and stay spiked for a while.
__________________
Chiefs 2016 Opponents:
Home: JAX, TEN, NO, TB, NYJ. Away: HOU, IND, ATL, CAR, PIT
Chiefs 2017 Opponents:
Home: BUF, MIA, PHI, WSH, AFC North. Away: NE, NYJ, NYG, DAL, AFC South
Posts: 44,206
Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.Discuss Thrower is obviously part of the inner Circle.
    Reply With Quote
Old 09-19-2016, 07:41 PM   #422
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $51900
Quote:
Originally Posted by Discuss Thrower View Post
No, but I feel confident that a Trump election would make volatility spike and stay spiked for a while.
Fine with me. Are you retiring soon?

I'd like a stock sale. But I think volatility will be high regardless of who wins this election given both candidates.
__________________
2024 Royals game thread record 3-0
Posts: 46,135
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 05:49 PM   #423
ChiliConCarnage ChiliConCarnage is offline
TACO SALAD
 
ChiliConCarnage's Avatar
 

Join Date: Apr 2008
Location: yes
Casino cash: $-71532
non shocker? rates didn't move.
Posts: 6,428
ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.ChiliConCarnage threw an interception on a screen pass.
    Reply With Quote
Old 09-21-2016, 06:15 PM   #424
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $891110
I think the market is way overdue for a correction and these lower than low rates are like a loaded spring.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"


Posts: 52,683
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 06:26 PM   #425
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $51900
The paperwork for a simple mortgage refinance has been insane. Should be closing fairly soon though. The loan company waived our appraisal, as they determined we already have enough equity in the house to refinance without someone having to look at the property and determine it's value. So that's a bonus.
__________________
2024 Royals game thread record 3-0
Posts: 46,135
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 07:41 PM   #426
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $891110
Quote:
Originally Posted by lewdog View Post
The paperwork for a simple mortgage refinance has been insane. Should be closing fairly soon though. The loan company waived our appraisal, as they determined we already have enough equity in the house to refinance without someone having to look at the property and determine it's value. So that's a bonus.
What was the factor behind the refinance if you don't mind me asking?

Rates have been so low for so long not sure how you reduce payments anymore or were you looking to take out equity to do something else with the money?
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"


Posts: 52,683
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 07:53 PM   #427
lewdog lewdog is offline
Mod Team
 
lewdog's Avatar
 

Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $51900
Quote:
Originally Posted by scho63 View Post
What was the factor behind the refinance if you don't mind me asking?

Rates have been so low for so long not sure how you reduce payments anymore or were you looking to take out equity to do something else with the money?
When we bought the house 3 years ago, we only got approved for a 4.625% rate, I think because of my wife's lowish credit score of 720. I also didn't do any shopping around, so that probably didn't help. I checked into refinancing last month with rates being at record lows and they ran a credit report and with our credit now, 790 and 805, they said they could knock a full 1% off our interest rate. We plan to stay in this house long term, so it's just a play to pay less interest over the life of the loan. Our mortgage payment is very comfortable for us, so we will continue paying what we pay now, maybe even a little more, to pay off the house sooner and with the refinance, save on interest over the life of the loan.
__________________
2024 Royals game thread record 3-0
Posts: 46,135
lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.lewdog is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 07:54 PM   #428
Buehler445 Buehler445 is offline
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $434734
Quote:
Originally Posted by scho63 View Post
What was the factor behind the refinance if you don't mind me asking?

Rates have been so low for so long not sure how you reduce payments anymore or were you looking to take out equity to do something else with the money?
When I did mine a few years ago I picked up a shorter term and was able to reduce the rate significantly enough.
Posts: 58,018
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
    Reply With Quote
Old 09-21-2016, 11:57 PM   #429
Demonpenz Demonpenz is offline
Woman should only make babies
 
Demonpenz's Avatar
 

Join Date: Nov 2003
Location: Apartment "G UNIT!"
Casino cash: $1466136
I have two new books. How to Crush it...and Built to Last.
__________________
Posts: 54,631
Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.Demonpenz is obviously part of the inner Circle.
    Reply With Quote
Old 09-22-2016, 07:25 AM   #430
El Jefe El Jefe is offline
Don't tread on me.
 
El Jefe's Avatar
 

Join Date: Nov 2006
Location: Where the peaches grow
Casino cash: $9030572
Anyone have any good recommendations on where to put money you are taking out of Savings? My local PNC is closing, so I am taking all my savings out, and I am going to take it somewhere. I should have done it a while ago, because the interest rate is a joke. I guess I kind of worried putting it somewhere else where I don't have quick access to it.
Posts: 8,540
El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
    Reply With Quote
Old 09-22-2016, 07:26 AM   #431
El Jefe El Jefe is offline
Don't tread on me.
 
El Jefe's Avatar
 

Join Date: Nov 2006
Location: Where the peaches grow
Casino cash: $9030572
^I have a cash reserve at my house that is instantly available, so if it took a couple days to access my funds, it wouldn't be the end of the world.
Posts: 8,540
El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
    Reply With Quote
Old 09-22-2016, 08:19 AM   #432
DaFace DaFace is offline
Kind of a mod
 
DaFace's Avatar
 

Join Date: Aug 2005
Location: Donkey Land
Casino cash: $146899
Quote:
Originally Posted by El Jefe View Post
Anyone have any good recommendations on where to put money you are taking out of Savings? My local PNC is closing, so I am taking all my savings out, and I am going to take it somewhere. I should have done it a while ago, because the interest rate is a joke. I guess I kind of worried putting it somewhere else where I don't have quick access to it.
There are a number of "high interest" savings accounts out there online. They're still pretty crummy in terms of interest rates (generally 0.5%-1.0%), but it's better than what you'll get at a brick and mortar bank. I'm using Discover Savings right now (1.0%), and I've used Capital One 360 previously (0.75%). Both are really easy to start and use. Transfers between that and your checking account usually take 2-3 days or so.
Posts: 52,519
DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.DaFace is obviously part of the inner Circle.
    Reply With Quote
Old 09-22-2016, 09:06 AM   #433
Amnorix Amnorix is offline
In BB I trust
 
Amnorix's Avatar
 

Join Date: May 2003
Location: Boston, Mass.
Casino cash: $10029808
Quote:
Originally Posted by DaFace View Post
There are a number of "high interest" savings accounts out there online. They're still pretty crummy in terms of interest rates (generally 0.5%-1.0%), but it's better than what you'll get at a brick and mortar bank. I'm using Discover Savings right now (1.0%), and I've used Capital One 360 previously (0.75%). Both are really easy to start and use. Transfers between that and your checking account usually take 2-3 days or so.

I don't know anything abuot Discover Savings. I've been with Capital One for many years now (probably 15 or so) for most of my "loose" cash, and it's been pretty great overall. Much better interest rates on a regular account than you can even get on CDs at most other banks.
__________________
"I love signature blocks on the Internet. I get to put whatever the hell I want in quotes, pick a pretend author, and bang, it's like he really said it." George Washington
Posts: 43,125
Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.Amnorix is obviously part of the inner Circle.
    Reply With Quote
Old 09-22-2016, 09:12 AM   #434
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $891110
Quote:
Originally Posted by El Jefe View Post
Anyone have any good recommendations on where to put money you are taking out of Savings? My local PNC is closing, so I am taking all my savings out, and I am going to take it somewhere. I should have done it a while ago, because the interest rate is a joke. I guess I kind of worried putting it somewhere else where I don't have quick access to it.
1. Take it all out of the bank

2. Combine it with the other cash you have socked away

3. Put it all under your mattress

4. PM me your address and wait for me to stop by and explain the best way to invest it.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"


Posts: 52,683
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
    Reply With Quote
Old 09-22-2016, 09:48 AM   #435
DaKCMan AP DaKCMan AP is offline
Beloved & Awesome CP Celebrity
 
DaKCMan AP's Avatar
 

Join Date: Aug 2000
Location: Florida
Casino cash: $6364952
Quote:
Originally Posted by DaFace View Post
There are a number of "high interest" savings accounts out there online. They're still pretty crummy in terms of interest rates (generally 0.5%-1.0%), but it's better than what you'll get at a brick and mortar bank. I'm using Discover Savings right now (1.0%), and I've used Capital One 360 previously (0.75%). Both are really easy to start and use. Transfers between that and your checking account usually take 2-3 days or so.
Quote:
Originally Posted by Amnorix View Post
I don't know anything abuot Discover Savings. I've been with Capital One for many years now (probably 15 or so) for most of my "loose" cash, and it's been pretty great overall. Much better interest rates on a regular account than you can even get on CDs at most other banks.
I've used Capital One previously, never used Discover. Ally Bank I think gives 1% on savings and they reimburse up to $12 in ATM fees/month.
__________________
https://chiefsplanet.com/BB/signaturepics/sigpic78_6.gif
Posts: 35,705
DaKCMan AP has disabled reputation
    Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 10:52 PM.


This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.