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Old 02-22-2015, 05:52 PM  
007 007 is offline
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Help finding my son a new car
My sons 2000 Ford Explorer front wheel completely froze up and destroyed the brakes and there is a problem with the rear axle too. Repair cost is over $1000 and I'm not paying that. Time to look at a new car for him.

Who were the resident dealers on this site again?

Here are the cars he is looking at. Any opinions would be great as I have had it with car shopping these last few years.

http://www.cars.com/vehicledetail/de...3293/overview/
http://www.cars.com/vehicledetail/de...3293/overview/
http://www.cars.com/vehicledetail/de...4780/overview/
http://www.cars.com/vehicledetail/de...57067/overview
http://www.cars.com/vehicledetail/de...4677/overview/
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Old 05-16-2015, 10:02 PM   #361
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That's full coverage insurance. That of course is available. I'm talking about just a liability policy with uninsured asshole protection.
Ah, gotcha. I thought full coverage was the route I was going to have to go, didn't know there was a possibility of another option.
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Old 05-16-2015, 10:20 PM   #362
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Thing that pisses me off is they'll probably only give me half of what I paid for it if something happens since it's so old. But something is better than nothing I suppose.
Yeah but you have to keep in mind how much money you are paying into insurance to have that coverage.

In our case, it would have helped and hurt. he would have gotten something on a 2 month old car but our rates would have skyrocketed and possibly made us uninsurable.

I was breaking down what his rate would have been for full coverage for 2 years and it would have doubled the amount of his loan. Even after this, i would say it wouldn't have been worth it.

if we had somewhere to store it I would make him wait until he could afford to get it fixed. Checking with the grandparents since they have big driveways and are out of town, but I wouldn't if I were them.
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Old 05-16-2015, 10:27 PM   #363
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Yeah but you have to keep in mind how much money you are paying into insurance to have that coverage.

In our case, it would have helped and hurt. he would have gotten something on a 2 month old car but our rates would have skyrocketed and possibly made us uninsurable.

I was breaking down what his rate would have been for full coverage for 2 years and it would have doubled the amount of his loan. Even after this, i would say it wouldn't have been worth it.

if we had somewhere to store it I would make him wait until he could afford to get it fixed. Checking with the grandparents since they have big driveways and are out of town, but I wouldn't if I were them.
Give him the wife's spot in the garage.
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Old 05-17-2015, 12:05 AM   #364
Buehler445 Buehler445 is online now
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Nope.
When it happened to me, cops said I could do small claims court, so you're right. Nope.

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Thing that pisses me off is they'll probably only give me half of what I paid for it if something happens since it's so old. But something is better than nothing I suppose.
Unless nothing happens and you pay more money in than the car is worth is 4 years or so. I'm rolling without.
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Old 05-17-2015, 10:02 AM   #365
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Uninsured motorist is a big enough deal out here that it's now a required coverage.
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Old 05-17-2015, 10:27 AM   #366
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Uninsured motorist is a big enough deal out here that it's now a required coverage.
It's required for insurance companies to include medical coverage for uninsured accidents, but not to fix your car if one of these dummies plows into you. In most states you have to have a full coverage policy for that.
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Old 05-17-2015, 10:39 AM   #367
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So can you sue said uninsured motorist for damages? How would that even work? Small claims court? What are your odds of receiving compensation taking that route?
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Old 05-17-2015, 11:24 AM   #368
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So can you sue said uninsured motorist for damages? How would that even work? Small claims court? What are your odds of receiving compensation taking that route?
You certainly can, but I would guess that the type of people who don't carry insurance for their cars are not likely to have a massive pile of money sitting in the bank.
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Old 05-17-2015, 11:30 AM   #369
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So can you sue said uninsured motorist for damages? How would that even work? Small claims court? What are your odds of receiving compensation taking that route?
You can sue them. But when it happened to me, I did a background check on this dumb broad who let her 16 year old son drive without insurance and she was already being sued by every credit card company you can think of, among others, so it was just going to be a big waste of my time over a 2000 dollar car. Think about the type of person who does this.
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Old 05-17-2015, 11:37 AM   #370
ThaVirus ThaVirus is offline
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You certainly can, but I would guess that the type of people who don't carry insurance for their cars are not likely to have a massive pile of money sitting in the bank.


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You can sue them. But when it happened to me, I did a background check on this dumb broad who let her 16 year old son drive without insurance and she was already being sued by every credit card company you can think of, among others, so it was just going to be a big waste of my time over a 2000 dollar car. Think about the type of person who does this.

I figured as much..

That is troubling. I know someone in Ohio that was recently driving on a suspended license and no insurance. She said if she were to get pulled over she'd just get additional fines.

My roommate was also driving on a suspended license with no insurance about a year ago. We're in Florida. He said he'd have been taken to jail if he ever got pulled over. I wonder if that's true..

That just seems so strange. It seems the only people who'd actually have incentive to get insurance are those with a large estate or a newer vehicle that's still being paid off.
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Old 05-17-2015, 11:44 AM   #371
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You certainly can, but I would guess that the type of people who don't carry insurance for their cars are not likely to have a massive pile of money sitting in the bank.
Those ****s need to rot in jail. It's a GD joke.
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Old 05-17-2015, 11:51 AM   #372
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I figured as much..

That is troubling. I know someone in Ohio that was recently driving on a suspended license and no insurance. She said if she were to get pulled over she'd just get additional fines.

My roommate was also driving on a suspended license with no insurance about a year ago. We're in Florida. He said he'd have been taken to jail if he ever got pulled over. I wonder if that's true..

That just seems so strange. It seems the only people who'd actually have incentive to get insurance are those with a large estate or a newer vehicle that's still being paid off.
Don't get me wrong - if someone is motivated enough, you could go after them for a lot of money. I don't think it's impossible to get wages garnished and that type of thing. It's just a matter of how much money you're talking about and how much your time is worth to take them to court over it.
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Old 05-17-2015, 11:59 AM   #373
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I figured as much..

That is troubling. I know someone in Ohio that was recently driving on a suspended license and no insurance. She said if she were to get pulled over she'd just get additional fines.

My roommate was also driving on a suspended license with no insurance about a year ago. We're in Florida. He said he'd have been taken to jail if he ever got pulled over. I wonder if that's true..

That just seems so strange. It seems the only people who'd actually have incentive to get insurance are those with a large estate or a newer vehicle that's still being paid off.
You'll go to jail here for driving under suspension.
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Old 05-17-2015, 12:09 PM   #374
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Don't get me wrong - if someone is motivated enough, you could go after them for a lot of money. I don't think it's impossible to get wages garnished and that type of thing. It's just a matter of how much money you're talking about and how much your time is worth to take them to court over it.
In my case , it would be a waste of time.



Just sucks all around....I'm hoping to find trade out.(pipe dream) I really don't like the idea of having a car payment..exactly why I maintained my Jeep.
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Old 05-17-2015, 12:17 PM   #375
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I can tell you car payments suck and I've never even had one. I buy my cars used- straight cash, homie.

I'm sure the peace of mind you get from a power train warranty is nice but.. Nah. I'm good.
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