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Yesterday, 09:24 AM | #241 |
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If you're young enough, get a job in government (teaching, fireman, police officer, etc.) there is nothing better than a defined pension at the end of your career. Government employees, don't get rich, but it is made up later when they pay you for not coming to work.
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Yesterday, 09:39 AM | #242 |
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I'm paying $1275 for 6 months on a 2013 Lexus SUV with 26K miles. I've looked around several times. Cheapest I could get. Maybe its different in Florida due to hurricanes?
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Yesterday, 09:45 AM | #243 | |
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Yesterday, 09:57 AM | #244 | |
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Yesterday, 11:20 AM | #245 | |
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Also buy a house ASAP that has potential for growth. in prices. The equity can be a source of income if you run into trouble later. It builds wealth. We paid the same price for a house in Florida as my house back in Lees Summitt. But, in the 10 years I've lived in this house its almost tripled in value. Lees Summitt house, maybe 5% growth. Do your research and make the leap.
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Yesterday, 12:01 PM | #246 | |
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Mine is for 3 vehicles and the newest is a 2014 Prius. We just changed yesterday, so it's all pretty fresh on my mind. One thing I have learned is you have to change every three or four years as they all keep jacking it up once they think you are comfortable with them.n |
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Yesterday, 09:16 PM | #247 | |
I am Number Six
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Yeah, about five years into my job, my manager at the time came to me and said they were thinking about giving me a team so they could show management I was ready to be promoted. I asked her how many and she said, "Oh, 3 or 4. I don't want to stress you."
"Lori, I was pushing 3-4 people around 12 years ago* in the Army. If you're worried that'll stress me, then please do not consider me for the job. I've been management (aka senior NCO) and I don't like it. I don't like paperwork and I don't like useless meetings. I like tech writing/editing." That's when I told her about my time as the Operations Sergeant with 84 people. "Honestly, I think being asked to lead 3-4 people would be a big step backward for me." "Oh. So, how's the tech writing going?" "Great." "Good to hear. Any suggestions for who might be good at this team lead slot?" *12 years before that conversation I was a Specialist serving as a squad leader. My first squad as a Sergeant was 23 kids right out of Basic Training . . now that was an experience to say the least. Eventually, they assigned half of them to another Sergeant which did NOT make me cry. Quote:
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Today, 07:52 AM | #248 |
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I’ve been thinking about retirement a lot lately. It’s different when you work for yourself. You keep telling yourself that you can do this another year, or keep a few clients of whatever. I’m 57 and could have easily retired at 50 - so $$ is not the issue. It’s the what’s next. I’m not afraid of dying, but I am afraid of growing old.
Working keeps my brain active and inspires me to get out of bed and get moving. I’m wrestling with the idea of what will motivate me everyday going forward when work can no longer be the motivator. I think the answer might be to never fully retire, and to keep a client or two (or a project) for as long as my brain and body hold up. Lots to think about in the coming years. I have a project I’m committed to for the next 3 years that will require about 10-15 hours per week. My thought is to maybe just do that and nothing else and see if that satisfies my need to stay busy/relevant.
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Today, 08:37 AM | #249 | |
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Today, 09:03 AM | #250 | |
I am Number Six
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To be honest, Chi, I don't think you're ready for retirement yet. It's a mindset as much as it is a lifestyle change. If you're having second thoughts, you'll keep having second thoughts and not be able to enjoy your well-earned time to do what "you" want to do.
The problem I see with a lot of people is they've spent so much time "at work", even when they're not at work that they haven't developed things they like to do and would love to have more time to pursue - whether that's wood working, gardening, golfing, traveling, etc. - because they were either thinking about work when they weren't there or they felt guilty that they weren't at least planning for the next business day. Since you're not in a position to be forced out at a certain age, you've got plenty of time to think about life after work. If you don't have any hobbies that really interest you, then try some new ones. Like you said, maybe cut down on a few projects if you can afford to and maybe do some traveling. You don't have to plan an around-the-world trip - just go visit a historical site or go to a concert in a different town and leave work behind without guilt for those few days. See if something resonates with you that you'd enjoy having more time to enjoy fuller. THAT'S when you'll know you're ready for retirement. Quote:
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