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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Old 06-21-2018, 08:53 AM   #2041
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I’m only able to put roughly $2,800 in my Roth IRA for my yearly contribution. Would my dividend returns from my stocks in my Roth technically count as money towards that $5,500?
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Old 06-21-2018, 09:11 AM   #2042
DaFace DaFace is offline
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I’m only able to put roughly $2,800 in my Roth IRA for my yearly contribution. Would my dividend returns from my stocks in my Roth technically count as money towards that $5,500?
Nope. The only thing that counts toward the cap are contributions made from outside the account.
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Old 06-21-2018, 09:12 AM   #2043
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I’m only able to put roughly $2,800 in my Roth IRA for my yearly contribution. Would my dividend returns from my stocks in my Roth technically count as money towards that $5,500?
Nope. Only money YOU put in.
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Old 06-21-2018, 09:31 AM   #2044
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I’m only able to put roughly $2,800 in my Roth IRA for my yearly contribution. Would my dividend returns from my stocks in my Roth technically count as money towards that $5,500?
No.

I agree with Nightfyre. If I wanna take a YOLO shot on a single company I'm doing it with an option not throwing 100% of my money in the stock. I'm not saying either are great ideas but with an option you've only put the premium at risk instead of your entire account. Plus you get leverage in case it works out.

Supreme court overturned the ruling that protected online retailers from collecting tax. Pretty big deal. Is there even any sort of cloud tax service that a retailer making 200k in sales a year could use to continue their business? I'd imagine Amazon and Shopify could provide this for 3rd party merchants?

edit: way late on the no. Started typing this and pesky work got in the way!
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Old 06-21-2018, 09:32 AM   #2045
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Nope. The only thing that counts toward the cap are contributions made from outside the account.
Welp I’m ****ed. Not really sustainable to put $450 in that account every month
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Old 06-21-2018, 11:18 AM   #2046
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Old 06-21-2018, 11:19 AM   #2047
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You get 55 hours a week at the post office?
Most everyone does
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Old 06-21-2018, 11:23 AM   #2048
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Welp I’m ****ed. Not really sustainable to put $450 in that account every month
There's nothing wrong with using a Roth but not maxing it out. Obviously it's a slower rate of savings, and it's ideal to max it out, but anything is better than nothing.
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Old 06-21-2018, 12:44 PM   #2049
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Got it at 4150 this morning !
Down 5%.

Nice!
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Old 06-21-2018, 12:46 PM   #2050
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Welp I’m ****ed. Not really sustainable to put $450 in that account every month
Many people don’t even have a ROTH. Even $1k a year is better than nothing. You’re doing fine if that’s what you can do. There’s been years where I don’t max it. Do you have a 401k as well?
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Old 06-21-2018, 12:47 PM   #2051
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Most everyone does
No wonder USPS is at a maximum debt.
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Old 06-21-2018, 01:38 PM   #2052
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Down 5%.

Nice!
Looks like it’s holding just south of 40.

I’m sure it’s going to go back up so not a terrible buy.
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Old 06-21-2018, 02:01 PM   #2053
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Looks like it’s holding just south of 40.

I’m sure it’s going to go back up so not a terrible buy.
Right, because a stock has never tanked and remained low or never bounces back....ever.....
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Old 06-21-2018, 05:47 PM   #2054
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Most everyone does
Huh. The outfit here is a ****ing ghosttown at closing time.

Either way, you can go to school with 60 hours a week, depending on your degree program.

I was working full time when I was in my MBA program full time. I couldn't do the accelerated timeframe, but I could stay fulltime working 40 hours a week.

You can get into a program and take a couple night classes, more if you take online classes.

If it's what you want to do, ****ing do it.

But yeah, it's a bad idea to dump your revenue stream. Not to mention the pension and benefits.
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Old 06-21-2018, 05:53 PM   #2055
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