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Old 04-04-2024, 01:54 PM  
Mosbonian Mosbonian is offline
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Retirement Thread
After the positive responses and congratulations on my Retirement thread, the idea came to me that there should be a thread that helps everyone prepare for the eventuality of retirement.

There were many great ideas, comments and great suggestions that came out of the conversation. What I would like to do is put this here as a repository for information for anyone who is:
  • Ready to retire
  • Close to retirement
  • Beginning to plan for retirement

One of the things I came to find out is that no matter how much I had thought I was prepared for retirement, there were still things I had not pondered or prepared for.

So this thread is for all your questions, comments, advice to help others that are close to retirement.

I mean....this board is about a year and a half away from being around for a quarter of a century, and many of us who have been around are there already.

So, please feel free to contribute!
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Old 08-08-2024, 08:40 AM   #181
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I'm not retired, but I am teaching an Operations Management class at night at one of the local universities. As I slowly inch my way towards retiring, I find the idea of teaching a couple of classes after retiring more appealing. I get to talk about subjects I'm a so called "expert" in and share some of my experiences. It doesn't really seem like work.
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Old 08-08-2024, 09:20 AM   #182
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To get this thread back on talking about retirement.....

Any one of you guys that are retired starting to find that you are just as busy as you were while working, but that what you are doing are things you enjoy?

Since I retired I have gotten several offers to do part time consulting, and even had a couple of offers to come out of retirement to get some smaller companies headed in the right direction in regards to my expertise.

Most of my time is taken with my part time Picker job, buying and reselling things I find at garage sales, estate sales, and even things people leave at the street side on trash day. That and my volunteer opportunities have me busy almost every....but I still find my mornings looking at ChiefsPlanet.

What say you fellow retirees?
As a n00b in retirement, I've not found my footing yet. I thought when I retired I could take the time to expand Arrowhead Kingdom internationally but my memory issues isn't going to allow that to happen.

I'll probably end up volunteering for a charity.
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Old 08-08-2024, 10:25 AM   #183
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Old 08-08-2024, 11:27 AM   #184
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10000000% I still teach scuba and lead trips (for scuba), but it's hardly work, it's amazingly fun.
That is kind of the way that I feel...in doing my consulting jobs I can outline what needs to be done...work with the VP's and Senior Managers and show them how to reinvent their teams.

It's what I have loved doing all my life...just without all the company politics that came with working a regular job.
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Old 08-08-2024, 11:28 AM   #185
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Originally Posted by LoneWolf View Post
I'm not retired, but I am teaching an Operations Management class at night at one of the local universities. As I slowly inch my way towards retiring, I find the idea of teaching a couple of classes after retiring more appealing. I get to talk about subjects I'm a so called "expert" in and share some of my experiences. It doesn't really seem like work.
Exactly.....when you do things on your time and without all the headaches of corporate drudgery, it is so much better.
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Old 08-08-2024, 11:29 AM   #186
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As a n00b in retirement, I've not found my footing yet. I thought when I retired I could take the time to expand Arrowhead Kingdom internationally but my memory issues isn't going to allow that to happen.

I'll probably end up volunteering for a charity.
The difference is....you have created something that will be your legacy even after you are gone...your work is through and now you should just let the next generation handle this for you.

Working for charities is so rewarding....
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Old 08-08-2024, 12:10 PM   #187
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Semi-retired now. I have been getting my son what he needs to be on top of the jiu-jitsu world which is a full time job all by itself. He's finally getting old enough to start doing a lot of this on his own so that's going to free up time. I sold my business which gives me income for awhile so I haven't been stressing. I'm going to get my Real Estate License this year and buy property, build and sell to create two incomes. I have a lot to learn in the near future. I need to have something rolling and want to get this business started for my son so he can walk right into Real Estate when he turns 18. That's the plan anyway. I'm pretty excited about it all.
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Old 08-08-2024, 12:28 PM   #188
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Old 08-20-2024, 01:44 PM   #189
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Just had a consultation with IPERS. For those that don't know IPERS is Iowa Public Employees' Retirement System. I've been in public service for 36 years and I enjoy my job. I am maxed out in the benefit package and my consultation guy is pretty much yelling at me sternly, "What are you waiting for? Your losing money and benefits by putting this off". I went into this consultation hoping that my benefits would actually increase by deferring till spring 2025. Looking like this retirement shit is going to happen this October.

I don't know why I am hesitant. I have plenty to do. Its just going to be a big life style change and I need to wrap my head around it.
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Old 08-20-2024, 05:28 PM   #190
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Just had a consultation with IPERS. For those that don't know IPERS is Iowa Public Employees' Retirement System. I've been in public service for 36 years and I enjoy my job. I am maxed out in the benefit package and my consultation guy is pretty much yelling at me sternly, "What are you waiting for? Your losing money and benefits by putting this off". I went into this consultation hoping that my benefits would actually increase by deferring till spring 2025. Looking like this retirement shit is going to happen this October.

I don't know why I am hesitant. I have plenty to do. It’s just going to be a big life style change and I need to wrap my head around it.
As a n00b with this stuff, I have not mastered that yet.

Retirement is an adaption that takes time. Your mindset has to come first if it’s a “choice” retirement.
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Old 08-20-2024, 05:41 PM   #191
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I think the best part of the transition for me was I was leaving on my own terms. I hadn’t intended to retire when I did, but my company decided they didn’t want me to drop down to half-time for my last year.


So, they received my retirement notice about three weeks later. Just stayed long enough ensure I received the full company match for 2023, and then I hit the ground running.


That gave me enough time to get things ready with the family and ensure the finances were in order. Haven’t missed being at wok one day.



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As a n00b with this stuff, I have not mastered that yet.

Retirement is an adaption that takes time. Your mindset has to come first if it’s a “choice” retirement.
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Old 08-20-2024, 09:18 PM   #192
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I think the best part of the transition for me was I was leaving on my own terns. I hadn’t intended to retire when I did, but my company decided they didn’t want me to drop down to half-time for my last year.


So, they received my retirement notice about three weeks later. Just stayed long enough ensure I received the full company match for 2023, and the. I hit the ground running.


That gave me enough time to get things ready with the family and ensure the finances were in order. Haven’t missed being at wok one day.
yeah I retired for medical reasons forcing me out of my chosen field. They need people with fully functioning brains, go figure. But, it was only 2-3 years early. I got to work at the highest levels in my field. Work with the biggest challenges and companies in the whole world. No regrets here either. Still working on the post work life. Besides having fun and traveling.
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Old 08-28-2024, 08:25 AM   #193
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I think the best part of the transition for me was I was leaving on my own terns. I hadn’t intended to retire when I did, but my company decided they didn’t want me to drop down to half-time for my last year.


So, they received my retirement notice about three weeks later. Just stayed long enough ensure I received the full company match for 2023, and then I hit the ground running.


That gave me enough time to get things ready with the family and ensure the finances were in order. Haven’t missed being at wok one day.
I am with you....I retired on my own terms.

Too much company politics that were hindering things I wanted to achieve, plus I was going to have a 4th new boss in a span of 18 months.

I had given them plenty of notice and they were a bit slow in finding my replacement that had the same skill set. When the 4th candidate didn't accept the offer (I am guessing they were wanting to save money from my salary) I set a final retirement date.

I will however say that CAO of the company and I got along really well...he liked my ability to analyze financials on the fly.....provide solutions....and stand my ground on my decisions. At my retirement dinner, he had a really nice speech which made me feel appreciated.

That confirmed for me it was time to leave on my terms.
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Old 08-28-2024, 08:37 AM   #194
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Originally Posted by Graystoke View Post
Just had a consultation with IPERS. For those that don't know IPERS is Iowa Public Employees' Retirement System. I've been in public service for 36 years and I enjoy my job. I am maxed out in the benefit package and my consultation guy is pretty much yelling at me sternly, "What are you waiting for? Your losing money and benefits by putting this off". I went into this consultation hoping that my benefits would actually increase by deferring till spring 2025. Looking like this retirement shit is going to happen this October.

I don't know why I am hesitant. I have plenty to do. Its just going to be a big life style change and I need to wrap my head around it.
I recommend this easy read book for anyone approaching retirement. Maybe it will help you wrap your head around it.
I took to retirement like a duck to water! I would have left a few years earlier had I known then what I know now.
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Old 08-28-2024, 10:58 AM   #195
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