Investing megathread extravaganza

[DaFace]

A place to talk about investing stuff.

[ChiliConCarnage]

Originally Posted by DaFace

Edx and Udemy are others I hear a lot about but haven't personally done.

I've used Udemy for several things. It can be quite good. I'm fairly certain there are courses for taking your series 6, etc. I'd imagine Lew can find something that fits.

They have sales about as frequently as that local furniture place that's been having the going out of business sale for the last 15 years.

[scho63]

Originally Posted by scho63

The scary thing about INTEL is that they have been making poor strategic decisions and I don't see new ideas that can turn this giant ship around.

I get the "major investments" for the future but I'm unsure if they can change the direction as the competitors eat their lunch.

Originally Posted by Halfcan

Canceled my buy on Intel- thanks for the advice.

You're welcome!

[lewdog]

Always amazing growth potential for a small amount of money if you start early.

[myselff77]

Originally Posted by lewdog

Always amazing growth potential for a small amount of money if you start early.

Had a high school teacher tell us a similar line of thought that if you invest $2000/year when you are done with school, you will be a millionaire when you retire. Probably the most valuable thing I learned in high school.

[ThaVirus]

That will forever be one of my major regrets. I didn't start investing until I reached my late twenties.

Not only did I miss 10-ish years of compounding interest, but also that sweet market from about 2009-2020.

[Buehler445]

So, anybody doing any Bonds?

My understanding is if you’re going to trade Bonds you maximize returns in value by doing it right before the interest rate rolls over. I don’t have a ton on of insight into what the fed is going to do, but I think, at least anecdotally the economy is slowing a bit. My uneducated guess is we’re a ways from the top, but who knows. Elections and stuff.

But beyond trading for value, the rate on Bonds might be beginning to be something to look at for capturing the interest. For so long money was cheap and it didn’t matter but surely that’s going the other way.

I Bonds are now at 9.62%. That’s nutty. I think I’ll see what October brings and at least get my kids some money earning a return.

[Rain Man]

Originally Posted by Buehler445

So, anybody doing any Bonds?

My understanding is if you’re going to trade Bonds you maximize returns in value by doing it right before the interest rate rolls over. I don’t have a ton on of insight into what the fed is going to do, but I think, at least anecdotally the economy is slowing a bit. My uneducated guess is we’re a ways from the top, but who knows. Elections and stuff.

But beyond trading for value, the rate on Bonds might be beginning to be something to look at for capturing the interest. For so long money was cheap and it didn’t matter but surely that’s going the other way.

I Bonds are now at 9.62%. That’s nutty. I think I’ll see what October brings and at least get my kids some money earning a return.

I was banging the drum for I bonds late last year, and my wife and I maxed out what we could buy, which is a relatively low limit. Nonetheless, I'm very happy that I did it. If we didn't buy the I bonds the money would have probably been in the market and we would have lost 15 percent of it. As it stands, we'll make 9 percent, so that's a 24 percent swing.

I'm happy today, though only in the short term. ATCO was my sixth-largest holding at the end of last year (https://www.chiefsplanet.com/BB/show...#post16043631], and today it skyrocketed by 23 percent. However, it skyrocketed because apparently there's talk of it going private, and I don't like that. It's a great dividend stock for me that I've held for a long time.

[lewdog]

Originally Posted by ThaVirus

That will forever be one of my major regrets. I didn't start investing until I reached my late twenties.

Not only did I miss 10-ish years of compounding interest, but also that sweet market from about 2009-2020.

I am in the same boat because I didn't finish college until I was almost 27. I didn't have the means to invest while going to school but I started pumping those investment accounts heavy when I hit 30.

[Buehler445]

Originally Posted by Rain Man

I was banging the drum for I bonds late last year, and my wife and I maxed out what we could buy, which is a relatively low limit. Nonetheless, I'm very happy that I did it. If we didn't buy the I bonds the money would have probably been in the market and we would have lost 15 percent of it. As it stands, we'll make 9 percent, so that's a 24 percent swing.

I'm happy today, though only in the short term. ATCO was my sixth-largest holding at the end of last year (https://www.chiefsplanet.com/BB/show...#post16043631], and today it skyrocketed by 23 percent. However, it skyrocketed because apparently there's talk of it going private, and I don't like that. It's a great dividend stock for me that I've held for a long time.

So they are adjustable rate? I was thinking I could put them in ten years for my kids.

My FIL told me he had a CD that was rolling out that he had for 15%. I almost shit my pants. 15%???!!!! Obviously he got in at the top in the 80s. But holy balls. That's incredible.

He told me he didn't think he could get 15% return on his farm, which I have no idea if it is true, but getting something locked in here on at a high rate isn't the dumbest diversification.

[-King-]

Why can't Elon be normal?

[Buehler445]

Originally Posted by -King-

Why can't Elon be normal?

What did he do now?

[-King-]

Originally Posted by Buehler445

What did he do now?

Sold 7billion worth of shares right after the shareholders meeting and after saying he wouldn't sell any more a couple months ago. He must be losing the Twitter case.

[lewdog]

Elon is a headcase.

I'd say it's schizophrenia but he's too old for that.

[ChiliConCarnage]

Originally Posted by Buehler445

So they are adjustable rate? I was thinking I could put them in ten years for my kids.

My FIL told me he had a CD that was rolling out that he had for 15%. I almost shit my pants. 15%???!!!! Obviously he got in at the top in the 80s. But holy balls. That's incredible.

They have a fixed component w/ a variable inflation component that get updated biannually. The fixed component has mostly been 0 since the GFC. Though with rates getting jacked there maybe a bit of a fixed amount next refresh.

I think just stocks or real estate would be better for the kids 10 years down the road.

If you had I series bonds from the 80s still you're probably collecting 20%+ on govt backed bonds that aren't liable to state taxes and can defer fed taxes and keep compounding until maturity. That would be reason for a happy dance lol

[scho63]

This market is slowly bleeding down.

September is traditionally a bad month for stocks.

Anyone trying to bottom feed?

Anyone about to throw in the towel?

How are you investing any new cash?