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Old 03-18-2011, 11:32 AM  
R8RFAN R8RFAN is offline
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How broke are you?
Instead of hijacking a thread lets make our own...
How far up to your ass are you in debt are you?
How close are you to filing for Bankruptcy.
How many of you borrow from Mom and Dad because you are sorry as hell and have to drive that car that sounds like a pissed off bumble bee?



Let's get it on you broke dick bastards...

It's on


I will start the thread

0 Mortgage debt
0 Consumer debt
0 Car payments

Bills I owe
Directv
Insurance
Taxes
Utilities
Food
and Cell Phone (thanks luv)
Last edited by R8RFAN; 03-18-2011 at 07:28 PM..
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Old 06-16-2016, 03:19 PM   #526
lewdog lewdog is offline
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A figure came out at the end of 2015 that said around 60% of people have less than $1,000 saved.


That's an astonishing figure.
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Old 06-16-2016, 03:28 PM   #527
loochy loochy is offline
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Quote:
Originally Posted by lewdog View Post
A figure came out at the end of 2015 that said around 60% of people have less than $1,000 saved.


That's an astonishing figure.
Yeah

that's pretty bad

WTF are we going to do when all of those people decide to retire?
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Old 06-16-2016, 03:39 PM   #528
DaFace DaFace is offline
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Quote:
Originally Posted by loochy View Post
Yeah

that's pretty bad

WTF are we going to do when all of those people decide to retire?
Social security will hold up for a little while, but at this point, anyone under the age of 50 or so who is counting on it may be in for a rude awakening.
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Old 06-16-2016, 03:52 PM   #529
Donger Donger is offline
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Quote:
Originally Posted by lewdog View Post
A figure came out at the end of 2015 that said around 60% of people have less than $1,000 saved.


That's an astonishing figure.
Jesus...
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Old 06-16-2016, 04:03 PM   #530
loochy loochy is offline
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Quote:
Originally Posted by DaFace View Post
Social security will hold up for a little while, but at this point, anyone under the age of 50 or so who is counting on it may be in for a rude awakening.
Yeah, my savings definitely do NOT count on it
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Old 06-16-2016, 05:11 PM   #531
stevieray stevieray is offline
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Depends on how you define broke.
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Old 06-16-2016, 05:27 PM   #532
ChiTown ChiTown is offline
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I've been broke before, and I ain't planning to ever go back.

I just turned 50. I plan on having enough money to do whatever the hell I want and to live comfortably through my 80's. If I live longer than that, I will probably be a financial and medical burden to my wife and kids. At that point, I'm sure my kids will be plotting to kill me
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Old 06-16-2016, 05:37 PM   #533
mr. tegu mr. tegu is offline
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We are doing okay on just what I make but my wife can't work (and get paid, her clinicals are a 40 hour a week job for two years unpaid) while in school doing her DNAP. Doing the whole one income thing sucks. Especially given we bought our house over three years ago when we both worked so our income to debt ratios are way off. We are getting by but I certainly can't buy some things I would like such as new golf clubs.

But when she is done it will definitely be worth it. Spending a lot on school is not a bad thing if done wisely. We are really racking up the student debt with her but when you are guaranteed a minimum starting salary of 140k with the potential for 180k right out of college that's a good investment.
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Old 06-16-2016, 05:39 PM   #534
Rasputin Rasputin is offline
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Quote:
Originally Posted by ChiTown View Post
I've been broke before, and I ain't planning to ever go back.

I just turned 50. I plan on having enough money to do whatever the hell I want and to live comfortably through my 80's. If I live longer than that, I will probably be a financial and medical burden to my wife and kids. At that point, I'm sure my kids will be plotting to kill me
Circle of life goes like this.

Your born
Parents put diapers on you so you can poop your pants.

You grow old
Your kids put diapers on you so you can poop your pants.
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Old 06-16-2016, 05:44 PM   #535
stevieray stevieray is offline
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Quote:
Originally Posted by KC Tattoo View Post
Circle of life goes like this.

Your born
Parents put diapers on you so you can poop your pants.

You grow old
Your kids put diapers on you so you can poop your pants.
...once a man, twice a child.
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Old 06-16-2016, 05:54 PM   #536
R8RFAN R8RFAN is offline
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You in debt yet Freighters?

One of my fav digs fron this era..."Penis free and proud"
Nope, still live debt free... bought me a Ram a couple years ago , did finance it to get the 5k discount but payed it off in full as soon as first payment came due.. replaced all the money I bought it with + about 25k... It's easy to save money when everything is paid for
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Old 06-16-2016, 06:01 PM   #537
lewdog lewdog is offline
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Quote:
Originally Posted by loochy View Post
Yeah

that's pretty bad

WTF are we going to do when all of those people decide to retire?
Quote:
Originally Posted by DaFace View Post
Social security will hold up for a little while, but at this point, anyone under the age of 50 or so who is counting on it may be in for a rude awakening.
We surely don't count on it. I leave it completely out of our retirement planning, meaning we invest and save more so that we can meet out retirement amount goal with it not included. If Social Security is there for us 30+ years down the road, we will be very financially secure. If it's not, we should be fine as well.
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Old 06-16-2016, 06:09 PM   #538
scho63 scho63 is offline
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Would you rather die with $10,000,000 in the assets you can't take with you or die with $10,000,000 in debt that no one can ever collect from you?

I've lived a life of extremes

HIGH SIDE: flying business class 17 times to Hong Kong and Beijing for business, riding in limousines, flying in helicopters several times, owning a brand new Jaguar in 1986 at 23 years old, having $5,000 cash in my pocket all the time when I was in my early twenties, tons of hot escorts, eating and drinking at great restaurants, buying 5 houses in 1983 for rental properties, having a net worth of $8,000,000-$12,000,000 in 1999 during the dot com bubble, taking a 11 week vacation in 1987 to Fiji, New Zealand, Australia for a month, Barbados, Rio De Janiero 2 weeks, Cayman Islands, visiting 38 countries in my life

LOW SIDE: working for over 11 companies that didn't make it as startups or young businesses where I lost my job, selling all my belongings to have money for food and shelter in San Fran after a business collapse, sleeping in my for for 4 months, having a business I invested a lot of money and time into collapse after 5 years because a partner and his wife were secret crack and heroin addicts, losing my $25,000 deposit from a brand new home in Scottsdale's Pinnacle Canyon neighborhood because I took the money they gave me back and invested in Lucent on margin and it went to $6 from $45, working for 2 years for a startup at $20,000 a year in the DC area, having a crazy ex-girlfriend cost you $20,000 when you are just getting back in financial shape.

IT'S BEEN A CRAZY RIDE!!!
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Old 06-16-2016, 07:14 PM   #539
displacedinMN displacedinMN is offline
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Social security will hold up for a little while, but at this point, anyone under the age of 50 or so who is counting on it may be in for a rude awakening.
Never did count on it. I know I did not save enough the first few years-but feel comfortable now. Unless some President comes in and takes all of it.

Already looking at retirement options. Even though I have kids not out of college until 2026.
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Old 06-16-2016, 08:51 PM   #540
GloryDayz GloryDayz is offline
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I'm on my way to a meeting with a bankruptcy attorney at 9:30 this morning. Yeah, I'm not doing well financially at the moment.

Going to college was the ****ing worst decision I've ever ****ing made. I should have gone to a trade school of some sort. When you are (well, when many of us are) 18 years old, you don't realize how important these things are without an elaborate future plan previously mapped out. Back then, my focus was more geared towards chicks and wrestling. I figured merely attaining a BA would automatically result in being "fine." And if I got into a financial pickle, "future rico" would be able to handle it.. Well, "future rico" is now "present rico" and "present rico" would give anything to be given the chance to go back and smack "past rico" upside the head. Problem is...even if that were possible, "present rico" doesn't have anything to give.

Stupid...stupid....STUPID!!!!
Sorry to hear that.. Hang tough man, it'll all work out...
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