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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 11-04-2017, 10:05 PM   #1336
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About 3-4K set aside after this first 11k gets invested. I’m netting about $1k/mo to save/invest currently.
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Originally Posted by A Salt Weapon View Post
I’ve reduced my min living expenses to about 600/mo give or take, so if I did do something stupid like lose my job or something, I could get a part time job at McDonald’s to pay the bills. So my thinking is while I have this disposable income, it might be smart to start investing it instead of just letting the savings account build up 20k/year.
Sounds like you've got the budget part down. Nice work.

And in a sense, a ROTH IRA can be treated like emergency savings. If something catastrophic happened, you can withdraw contributions without penalty at any time. So maxing out this each year should be done if you have money sitting around and don't think you'll need it in the short term.


I am a Vanguard fanboy but nothing wrong with Fidelity either. Both offer low cost funds and customer service. If you don't know much about investing but are planning for retirement, a target date fund will switch your allocation as you age and can be left untouched.
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Old 11-04-2017, 10:08 PM   #1337
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Thanks for all the advice guys! Greatly appreciated!
Did we miss something?

This thread tends to go quiet for weeks at a time. Post again if something wasn't answered.
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Old 11-04-2017, 10:46 PM   #1338
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I’m leaning towards Vanguard, I have them in my 401k currently and this is not something I want to have to worry about managing. More just something to put my extra money working for me instead of sitting in a savings account or being blown on more stupid toys. Plus if anything happens to me it can be used by my children.
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Old 11-05-2017, 08:22 PM   #1339
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My Roth IRA has done very well the last couple months. September and October are the best back-to-back months I've ever had.

And overall this year, I'm enjoying a 22.6% rate of return!
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Old 11-05-2017, 10:25 PM   #1340
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My Roth IRA has done very well the last couple months. September and October are the best back-to-back months I've ever had.

And overall this year, I'm enjoying a 22.6% rate of return!
BUT TRUMP SUCKS! WORST PRESIDENT EVER!!!!
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Old 11-06-2017, 08:35 AM   #1341
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BUT TRUMP SUCKS! WORST PRESIDENT EVER!!!!
Why is this relevant to this thread?
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Old 11-06-2017, 05:18 PM   #1342
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BUT TRUMP SUCKS! WORST PRESIDENT EVER!!!!
God dammit. The game ended 4 hours before this post. Did you keep drinking and harassing that waitress?
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Old 11-06-2017, 05:19 PM   #1343
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My Roth IRA has done very well the last couple months. September and October are the best back-to-back months I've ever had.

And overall this year, I'm enjoying a 22.6% rate of return!
Similar for me but my portfolio was weighted to international and health sciences (+33%) for the past year. Did you have a similar tilt?
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Old 11-06-2017, 05:43 PM   #1344
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Similar for me but my portfolio was weighted to international and health sciences (+33%) for the past year. Did you have a similar tilt?
No. Mine is mostly domestic, but I do need to diversify.

Any recommendations on some good stocks or mutual funds in those areas?
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Old 11-06-2017, 05:46 PM   #1345
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No. Mine is mostly domestic, but I do need to diversify.

Any recommendations on some good stocks or mutual funds in those areas?
Where do you have your fund?
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Old 11-06-2017, 05:48 PM   #1346
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Where do you have your fund?
Edward Jones
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Old 11-06-2017, 08:17 PM   #1347
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God dammit. The game ended 4 hours before this post. Did you keep drinking and harassing that waitress?
Very possible and highly likely!

I had to stand in the middle of the street in the dark trying to wave down a single car to give me a jump start. Nearly got run over about 10 times. People probably thought I was trying to carjack them. One nice guy in a minivan pulled into the lot and it took one minute.

Tomorrow I buy a new battery. Worked inside all day.
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Old 11-07-2017, 01:00 PM   #1348
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Damn Blue Apron and JC Penney stocks are both at or under $3. What garbage!
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Old 11-07-2017, 01:03 PM   #1349
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And Oprah's making a fortune with her Weight Watchers stock!
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Old 11-07-2017, 09:04 PM   #1350
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Edward Jones
Their website is shit.

I can't find a list of funds they offer?
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