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College football has two choices for determining a NC. They could use a tournament or a ratings based system. If the NCAA had chosen a tournament, those who pimp Utah based on their undefeated record would be completely correct (assuming Utah went through the tournament undefeated).
But the NCAA chose a ratings based system. And in a ratings based system one would presume you are looking form some kind of estimate for the best team. Does anyone think Utah would beat Florida, Oklahoma, or USC in a best of 7 tournament? If the answer is no, you shouldn't pimp them for a NC in a ratings based system.
A one-loss team can still easily be the best team in the nation. Whether Utah pimpers realize it or not, it is a stochastic world, and we're living in it.
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