|
I have made adjustments in habits. I bring lunch, car pool, and do more fun things that don't cost money(camping, rock climbing, bike riding, etc). I have also in the past 5 years seen pay raises in 25%, 15%, and 10%. I am debt free except for the note on my car and house. I bought a house as a first time homebuyer at near bottom market prices, got a 100 percent fixed 30 year mortgage and got the lender to pick up the PMI. I walked into closing with nothing and walked out with a house and a check. While I don't make a ton of cash between 75-100k, I have done well in recent years. I am also now a Bronco season ticket holder.
|