Thread: Money Dave Ramsey
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Old 04-24-2025, 02:51 PM   #83
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Quote:
Originally Posted by loochy View Post
Really? My initial planning was for $1 mil (sans Social Security, because I don't trust the government). Barring catastrophe, I'll hit that, but I'm realistically thinking $1.5 to $2 mil with inflation to keep up the same lifestyle. Specifically, I'm anticipating a major drain for health care costs.
It's lifestyle driven, IMO. Like you, I didn't plan to have access to SS, so that's a bonus for me. I want to be able to travel the world for as long as I am healthy, so I probably need a bit more than most. Everything I own is paid off, so I'm debt free for now. I've had a magic number in my head for several years, and I was getting dangerously close to it before February sent my shit into a free fall. It's steadily coming back, so I'm guessing I can get there by the end of 2026 (I'll be 59).

Either way, it's all good. I'm retiring at the end of 2026 come hell or high water. I'll be fine with or without that magic number
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