Quote:
Originally Posted by Bearcat
Yeah, I've just never been much for the whole emergency fund thing when people say you need $x in your bank account so you can write a check today... how often do you need $10k+ in cash right the **** now, especially if you have a decent credit limit.... plenty of options even within 3-5 days to get money out if you really need it.
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I barely pay attention to the exact timing of transfers since, as you alluded to, I'm usually not desperate for the money to move instantly. I did a transfer from my Discover HYSA to my Schwab checking account yesterday, though, and the money is there today.