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I mentioned some things in the other thread but the major things I’d change if given the opportunity are purely financial.
First off, I’d have bought a house prior to 2021. Really wish I wasn’t such a puss and found a way to make that work. I balked because “Well what if I get a job offer in another city?” “What if I regret it?” “What if, what if, what if..”. Houses I had my eye on were going for $290k at 3.5% in 2019 and now the same houses are going for $550k at 7.5%.
Another thing is that I wish I’d have gotten into investing earlier. From the early 2010s until the early 2020s I didn’t invest a cent. I saved well and felt good about how safe that was, but I was ignorant and didn’t realize 1) inflation was eating up my savings as quickly as it went to my account and 2) I was missing out on major gains. It looks like the S&P500 has just about quadrupled since I graduated college. I missed out on the majority of that growth.
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