Quote:
Originally Posted by Bearcat
Isn't the emergency fund step one of his plan, too?
You're in debt. Likely don't have any savings. You're getting charged insane interest on credit cards.
Just ignore that for a few months is step one?
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Agreed. Let me ignore my 24% APR credit card and 13% car note for 6 months while I ‘save’ up money..
But, like others have said, I suppose it is more psychological than anything. No offense to any in here, but people who are adults and unable to balance their budget are kind of.. special.