Quote:
Originally Posted by Bearcat
FWIW, a Discover Bank savings account runs ~3-4% interest and I believe you can get to your money quickly (if not immediately) if needed... at least better than sitting in a bank account or probably money market accounts these days (and it's more secure than having all your money in an account that's linked to debit cards or entered into other company's websites to pay bills, etc.).
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Exactly. Lots of options that remain liquid but yield better returns. Sitting on a big pile of cash in a traditional savings account is a no no IMO. Have enough for an emergency and put the rest to work.