[Bowser]

Originally Posted by TLO

What do you think of him/his program?

I'm trying to take my finances more seriously, and want to start paying off debt and getting my financial house in order.

Let's hear your thoughts.

Originally Posted by DaFace

If you otherwise have trouble controlling your spending, his methods can be effective. That said, he goes way too far in terms of telling people to stick with cash spending and avoiding credit, in my opinion.

Creating a budget, tracking your spending, and doing some basic financial literacy training will get you what you need in most cases.

Yep.

I've always felt like Ramsey's advice was pretty fantastic, if you were already a millionaire.