Quote:
Originally Posted by DRM08
He goes over the top on credit cards, but I guess it makes sense for people that cannot control their spending habits. If a credit card is giving you rewards to use it and you're good with controlling your spending habits, why pay with cash? You can get cash back rewards on the credit card usually. You give up free bonus money in your pocket if you pay with cash all the time.
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This. I haven't paid for a hotel room in years and rarely pay for flights, all due to credit card rewards programs. But I refuse to carry a balance, which in my opinion, is the only way to use credit cards. I understand emergencies but otherwise, carrying a CC balance is dumb.