Thread: Money Dave Ramsey
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Old 04-21-2025, 01:40 PM   #29
Shields68 Shields68 is offline
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Quote:
Originally Posted by TLO View Post
I'm not super wreckless with my money. I don't have any credit card debt. I have a reasonable car loan, a reasonable mortgage payment, and a loan for a medical procedure which was a debacle with insurance.

I don't really know that his plan is for me, or really tailored to my situation.

To me, I need to pay off the car, pay off the loan, then pay off the mortgage.
So he is probaly telling you to make a budget. 1) have a emergency fund in place of a few $1,000.00 then 2) to attack the smallest loan between the car and medical procedure. then the other. (He doess not advocate going for highest interest) 3) build a 6 month emrgency fund, 4) pay off the house while still maxing out retirment. 5) then throw everything on your retirment account.
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