Quote:
Originally Posted by TLO
I'm not super wreckless with my money. I don't have any credit card debt. I have a reasonable car loan, a reasonable mortgage payment, and a loan for a medical procedure which was a debacle with insurance.
I don't really know that his plan is for me, or really tailored to my situation.
To me, I need to pay off the car, pay off the loan, then pay off the mortgage.
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You don't really seem like a good fit for Ramsey's methods to me. If the main goal is figuring out a budget and sticking to it, I've heard good things about
YNAB (though I haven't used it personally).