Thread: Money Dave Ramsey
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Old 04-21-2025, 11:31 AM   #2
DaFace DaFace is offline
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Join Date: Aug 2005
Location: Donkey Land
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If you otherwise have trouble controlling your spending, his methods can be effective. That said, he goes way too far in terms of telling people to stick with cash spending and avoiding credit, in my opinion.

Creating a budget, tracking your spending, and doing some basic financial literacy training will get you what you need in most cases.
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