Quote:
Originally Posted by Bearcat
I've figured for a while that's the best route, even if I'm too lazy to do so most of the time, heh.... the first time I did so, I saved quite a bit on comparable coverage, but then you have that PTSD/****-how-long-was-I-getting-raped feeling that you don't exactly want every few years.  |
Yep, about 25 years ago I started checking each year if there is an increase and how much. The Mrs. just paid it prior to that.
A ten percent increase when it was a thousand per year was somewhat tolerable, but ten percent of 4k per year is certainly worth looking into.
I also dropped their "replacement cost coverage" as it was getting crazy when the inflation did likewise and a 2x4 was so expensive.
I just have it for a set max now. The foundation and concrete work isn't going anywhere, to hell with paying insurance coverage for it.