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I don’t have much in either as I just started this year. The SWISX is -$18. I do see the 4% gain but mines definitely not that. Like I said, I do have a police pension which is pretty solid. This Roth would only net me $150k or so if I do it right upon retirement age.
Do I just sell the SWISX shares and put them into a different one? I do an 80% SWTSX/20% SWISX. I only put $100 in it per paycheck. Maybe that’s my problem.
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