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Old 08-28-2024, 12:43 PM   #1217
LoneWolf LoneWolf is offline
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Join Date: Oct 2010
Location: Wichita
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Quote:
Originally Posted by ThaVirus View Post
I don’t know Kurt but I could see it being true with the rise in housing prices combined with current interest rates.

A $300k home today with a 7% interest rate would be something like a $2500 monthly mortgage, not including insurance, utilities, etc.

That same home in 2021 could easily have been $200k with a 2% interest rate. I’m not going to calculate for accuracy but I’d guess the mortgage on that bad boy would be closer to like $1200/month or something…?

Not to mention the vast difference in down payments if you’re going that route as well.
300k house at 6.7% (you get a better interest rate if your credit score is above 750) with a 20% down payment has a mortgage payment of $1,500 per month.
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