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Old 08-11-2024, 07:01 PM   #13900
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Join Date: Nov 2007
Location: Land of Drincoln
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Quote:
Originally Posted by Buehler445 View Post
Really? Mine in my IRA doesn’t.
IDK maybe its plan specific but I've adjusted my 2035 target fund asset mix

From a company 401k standpoint, you pick it when you're in your 20s, so 2035 sounds good even though I'll still be in my 50s because what the **** do I know at 25. So the fund rebalances to market conditions for the target but also allows me to adjust as my life progresses

Maybe I'm misreading the original ask but it sounds like 2035 might not be enough so the choices are managing it yourself or working within your fund, if it allows it, to adjust your asset mix
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