Quote:
Originally Posted by KCUnited
Is this a 401k?
If so then Schwab should let you adjust for your risk tolerance within your 2035 account. I've got a similar 401k through Vanguard and can adjust the risk levers, which is % going into stocks vs bonds. Thus shifting more towards saver investments as you get closer
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That seems odd to me. The whole purpose of a target date fund is to have a specific amount of risk for a specific time frame. I'm surprised you can adjust that.