Thread: Life Retirement Thread
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Old 07-01-2024, 09:51 AM   #140
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by Bearcat View Post
I don't think that should have been a thing in Missouri... the whole reason she doesn't get SS benefits in Missouri is because (I'd assume) she has a pension and didn't pay into SS.

Missouri is an opt out state... if she was paying into SS for 30 years or whatever , I'd think someone ****ed up and it's a shame if no one explained how it works all those years (not necessarily surprising, HR departments on average are terrible). The 2nd link specifically says Missouri teachers don't (well, shouldn't) pay into SS.

https://nces.ed.gov/programs/mapED/s...ity/index.html

https://benefits.lsr7.org/financial/...0Certification.
She paid into SS as anyone else does. In addition, she contributed to the pension. Maybe they changed the rules in the last 14 years we have been down in Florida? Maybe the Lees Simmit school district were idiots interpreting a law?

Only about 5% of teachers that start in education stay in the field their whole careers. What about the teacher that works for 7 years or so, then changes fields? They have lost 7 years of SS time.

She does get $800 a month from SS. But, Im not clear if thats from my taking SS or not. Still new to all this.
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Last edited by BigRedChief; 07-01-2024 at 09:56 AM..
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