Thread: Life Retirement Thread
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Old 06-30-2024, 07:53 PM   #136
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Join Date: Nov 2000
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Quote:
Originally Posted by Rain Man View Post
Unfortunately, you're not wrong.

I'm assuming the K1 is owner distributions or some such thing. The easy way to check is to see if you paid self-employment tax on it, and I really doubt that you did. I think one purpose of having a K1 is to avoid paying that tax, which means you don't get the benefit later.

People always say to maximize your K1 to minimize taxes, but I never really saw a huge advantage in that. Other than medicare where you're going to get the benefit anyway, paying self-employment taxes on income is going to give you more social security income later. It's probably slightly better to take K1 income over regular income, but paying on regular income kind of creates a forced savings with regards to social security.
When I'm not wrong it's wrong.
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