Quote:
Originally Posted by ThaVirus
Regarding traditional vs Roth IRAs:
How do you determine whether or not you are likely to be in a higher tax bracket at the time you start to withdraw?
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I think the financial industry starts with an assumption that tax rates across all income levels will be generally higher in the coming decades.
I've had a financial advisor explain his belief that half Roth and half Trad is the way to go in order to take advantage of both a current and future benefit, but it's grounded in concerns that Congress will take away the Roth benefit, which I've never heard anyone else share a concern of, and the thought that a buck today is better than X bucks tomorrow.