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Originally Posted by ThaVirus
That reminds me: so I had a 401k through a previous job with T. Rowe Price. When I left that job, I stayed with T. Rowe Price and now it's labelled as a Rollover 401k.
Is that the same as a Roth IRA? I've contributed to it with post-tax money since it's inception so I'm assuming so.. but figured I'd ask people here who know better.
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I'm 95 percent sure that's different. If it went through your employer it likely wasn't a Roth then, so unless you specifically converted it (paying some extra taxes in the process), it's not a Roth now.
If you're contributing post-tax dollars and it's not a Roth, you should be deducting those contributions on your tax forms.