Quote:
Originally Posted by KCUnited
So after maxing out a 401K, IRA, HSA, and having a 6 month emergency fund, would the minimum goal of investing all other funds be to simply gain more than your mortgage interest rate?
Assuming you're free of all other debts
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Yeah. If you’re not outrunning the return on your debt service you need to just service the debt from a pure mathematical perspective. But there is some value in diversification. Over time a diversified portfolio should outrun debt service for sure so you need to be a little patient. But at minimum yeah your return should be higher than your interest rate.