I still say people should have a solid mix of Roth and traditional. Too many things are hard to predict over multiple decades to go 100% one way.
My state could remove income tax later, or we could end up in FL or TX because the kids/grandkids moved there, or health reasons.
Federal taxes seem like they should go up but it seemed that way after the stimulus during the GFC and trillion dollars deficits that ensued yet nearly a decade later we went back to trilly deficits and lowered taxes. Japan's got nearly twice our debt to GDP with negative rates so clearly we can keep going for a long time possibly. The Fed just created 3 trillion at the Treasury's behest and the long end didn't even budge.. and that's at the lowest rate it's ever been in history.
