Quote:
Originally Posted by eDave
I'd reduce to 5% because it's foolish not to take the match. Until she finds new work. But a 3% differential probably isn't that much. And with this crazy market it might not be a bad idea anyway. Really depends on how long you think she will be out of work and how snug you really are.
Perhaps invest the 3% into an IRA so you can access if needed.
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Sound advice. If you do the IRA thing make sure it is a Roth. The rules are less stringent.