Quote:
Originally Posted by DaneMcCloud
I can understand "pretty good" but from my understanding, A+ is 800 and over.
Again, I'm not trying to denigrate, just understand.
It seems like I don't understand the rules.
Mosbonian could explain this back in the old days but he rarely posts these days.
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My understanding is that a credit rating isn't about your net worth or your ability to pay so much as it is your actual history of paying. A person with debt who pays on it unerringly is perceived as a very positive risk, even better than a person without debt who doesn't have a record of unerring payment.