Quote:
Originally Posted by Amnorix
I like simple. I'm sure there are cards that you can "work" to get better rewards out of them, but I don't have time/patience for that.
Therefore, Fidelity Visa. No annual fee and 2% cash back on everything I buy, which gets automatically deposited into whatever Fidelity account(s) I choose, which can include a kid's UFund (529 Plan) account.
EDIT: And, btw, I don't think using a credit card isn't money savvy. I think it is, SO LONG AS YOU PAY THE BALANCE IN FULL EVERY MONTH WITHOUT FAIL. Which you absolutely must do. If so, then they basically pay YOU interest for them giving you a loan. Yes please...
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I have the Fidelity Visa card but not currently using it. Instead, I've been using Capital One Spark. Both offer 2% cash back on everything with no limits. Advantage Fidelity: no annual fee ($59 for Capital One Spark). Advantage Capital One Spark: no foreign transaction fees (1% for Fidelity). My best advise would be to get out of any airline miles cards you have. First, you can hardly find mileage flights that are available at the 25000 RT level and then you have to pay additional airport fees, etc. I'd rather have $500 cash to spend where I want than to accumulate 25000 miles that I can't use.